CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Nantucket Cottage Hospital

Billing Code: 45378 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,360

about 1.4× the $950 Medicare rate · typically $880–$1,827

modeled estimate · not a bill or quote

What this hospital charges insurers

$852

Below the fair price — a good deal

about $508 under the fair price · 0.9× Medicare

Medicare pays $950 Fair price $1,360 This hospital $852 Cash price $2,588 Hospital's list price $3,451

How we calculate the fair BaseRate →

How this hospital compares to other MA hospitals

A typical price — 0 charge more and 5 charge less, among the 9 MA hospitals compared.

Cheapest $395 Priciest $852

Black dot = this hospital, among the 9 MA hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Colonoscopy (diagnostic) is about $1,360 (about 1.4× the $950 Medicare rate). Nantucket Cottage Hospital charges insurers about $852, or about $2,588 in cash — below the fair price — a good deal. Located in Nantucket, MA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Cigna AetnaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,154 - $3,262	121%
Blue Cross Blue Shieldmajor	$852	90%
Cignamajor	$1,162 - $3,285	122%
Harvard Pilgrim	$1,134 - $3,204	119%
+ 1 smaller / regional plan	$948 - $2,678

Government programs also on file: Medicare.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,588), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 45378.

Insurance Before you use insurance

Call your insurance company to confirm Nantucket Cottage Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 45378.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Nantucket Cottage Hospital

Compare: Colonoscopy (diagnostic) at other MA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.