CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: North Adams Regional Hospital Corporation

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97530
  • Insurance Median: $61
  • Cash Discount Price: $89
  • vs. Medicare Baseline: 1.74x Medicare
The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at North Adams Regional Hospital Corporation is $61. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $89. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.74x the Medicare baseline. Located in 71 Hospital Avenue, North Adams, MA.
Cash / Self-Pay
$89

Average discount available for prompt cash payment at this facility.

Insurance Median
$61

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)
Cash / Self-Pay: $89 (254%)
Insurance Median: $61 (174%)
Cash: $89 (254% of Medicare)
Ins. Median: $61 (174% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $21 - $80 60%
Mcrmanaged Cca One Care $21 - $41 60%
Medicare (plans) $21 - $38 60%
Comm Hospice $22 - $36 63%
Mcr Miscellaneous $22 - $36 63%
Mcrmanaged Usa Family $22 - $36 63%
Mcrmanaged Va $22 - $36 63%
Medicaid / KanCare $22 - $147 63%
Oth United Vaccn $22 - $36 63%
Mcd Masshealth $29 - $147 83%
Mcd New York $29 - $73 83%
Mcd Out Of State $29 - $147 83%
Mcdmanaged Cdphp $29 - $147 83%
Mcdmanaged Hne Mcdaco $29 - $147 83%
Comm Network Qhpsub $32 - $53 91%
Mcdmanaged Network $32 - $53 91%
Mcdmanaged Bmchnp $33 - $153 94%
Tricare $35 - $36 100%
Aetna $43 - $71 123%
Comm Fallon Qhp $53 - $54 151%
Wc Workers Comp $57 163%
Comm Network Qhpnonsub $60 - $67 171%
Comm Nhp $61 174%
Comm Unicare $61 - $74 174%
Comm Hne Hmo $65 - $70 185%
Comm Hne $68 - $75 194%
Comm Hne Ppo $69 - $75 197%
Comm Tufts $74 211%
UnitedHealthcare $80 228%
Cigna $84 - $87 240%
Comm Cdphp $84 240%
Comm Mvp $84 240%
Comm Oxford $84 240%
Comm First Health $87 - $89 248%
Comm Connecticare $89 254%
Comm Consolidated Health $89 254%
Comm Harvard $89 254%
Comm Other $89 254%
Comm Phcs $89 254%
Comm Self Pay $89 254%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 71 Hospital Avenue, North Adams, MA 01247
  • CMS Rating: No CMS Rating
  • Ownership Type: Government - Federal
  • Hospital Type: Critical Access Hospitals