CMS Price Transparency Data

CT scan, abdomen and pelvis (with contrast)

Facility: Garrett Regional Medical Center

Billing Code: 74177 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74177
Insurance Median: $322
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.90x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (with contrast) at Garrett Regional Medical Center is $322. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 0.90x the Medicare baseline. Located in 251 North Fourth Street, Oakland, MD.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$322

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Insurance Median: $322 (90%)

Ins. Median: $322 (90% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Caresource Wv	$307	86%
Aetna	$315 - $341	88%
Carefirst D-Snp	$315	88%
Carefirst Ppo	$315	88%
Humana	$315	88%
Medicare (plans)	$315	88%
Provider Partners	$315	88%
Senior Advantage	$315	88%
United Mine Workers Of America	$315 - $341	88%
UnitedHealthcare	$315 - $341	88%
Amerigroup	$322	90%
Carefirst Community Health Plan	$322	90%
Coventry	$322	90%
Highmark Health Options Wv	$322	90%
Maryland Physicians Care	$322	90%
The Health Plan Of Wv	$322	90%
Wellpoint Wv	$322	90%
Multiplan	$324	91%
Upmc Commercial	$338	95%
Alliance Coal	$341	96%
American Correctional Healthcare	$341	96%
Carefirst Commercial	$341	96%
Cigna	$341	96%
First Health	$341	96%
John Hopkins Healthcare	$341	96%
Peak Commercial	$341	96%
Stratose/ 4 Most	$341	96%
The Health Plan	$341	96%
The Health Plan Commercial	$341	96%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74177.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Garrett Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74177.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.