CMS Price Transparency Data

Electrocardiogram (EKG, tracing only)

Facility: Garrett Regional Medical Center

Billing Code: 93005 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93005
Insurance Median: $26
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.43x Medicare

The contracted insurance negotiated median rate for a Electrocardiogram (EKG, tracing only) at Garrett Regional Medical Center is $26. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $60.27, this hospital’s rate is 0.43x the Medicare baseline. Located in 251 North Fourth Street, Oakland, MD.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$26

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$60.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $60.27 (100%)

Insurance Median: $26 (43%)

Ins. Median: $26 (43% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $60.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$20 - $34	33%
Carefirst D-Snp	$20 - $32	33%
Carefirst Ppo	$20 - $32	33%
Caresource Wv	$20 - $31	33%
Humana	$20 - $32	33%
Medicare (plans)	$20 - $32	33%
Provider Partners	$20 - $32	33%
Senior Advantage	$20 - $32	33%
United Mine Workers Of America	$20 - $34	33%
UnitedHealthcare	$20 - $34	33%
Amerigroup	$21 - $32	35%
Carefirst Community Health Plan	$21 - $32	35%
Coventry	$21 - $32	35%
Highmark Health Options Wv	$21 - $32	35%
Maryland Physicians Care	$21 - $32	35%
Multiplan	$21 - $32	35%
The Health Plan Of Wv	$21 - $32	35%
Wellpoint Wv	$21 - $32	35%
Alliance Coal	$22 - $34	37%
American Correctional Healthcare	$22 - $34	37%
Carefirst Commercial	$22 - $34	37%
Cigna	$22 - $34	37%
First Health	$22 - $34	37%
John Hopkins Healthcare	$22 - $34	37%
Peak Commercial	$22 - $34	37%
Stratose/ 4 Most	$22 - $34	37%
The Health Plan	$22 - $34	37%
The Health Plan Commercial	$22 - $34	37%
Upmc Commercial	$22 - $34	37%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93005.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Garrett Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93005.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.