CMS Price Transparency Data

X-ray, lower back

Facility: Garrett Regional Medical Center

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $144
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.35x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Garrett Regional Medical Center is $144. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.35x the Medicare baseline. Located in 251 North Fourth Street, Oakland, MD.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$144

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Insurance Median: $144 (135%)

Ins. Median: $144 (135% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Caresource Wv	$138	129%
Aetna	$141 - $153	132%
Carefirst D-Snp	$141	132%
Carefirst Ppo	$141	132%
Humana	$141	132%
Medicare (plans)	$141	132%
Provider Partners	$141	132%
Senior Advantage	$141	132%
United Mine Workers Of America	$141 - $153	132%
UnitedHealthcare	$141 - $153	132%
Amerigroup	$144	135%
Carefirst Community Health Plan	$144	135%
Coventry	$144	135%
Highmark Health Options Wv	$144	135%
Maryland Physicians Care	$144	135%
The Health Plan Of Wv	$144	135%
Wellpoint Wv	$144	135%
Multiplan	$145	136%
Upmc Commercial	$151	141%
Alliance Coal	$153	143%
American Correctional Healthcare	$153	143%
Carefirst Commercial	$153	143%
Cigna	$153	143%
First Health	$153	143%
John Hopkins Healthcare	$153	143%
Peak Commercial	$153	143%
Stratose/ 4 Most	$153	143%
The Health Plan	$153	143%
The Health Plan Commercial	$153	143%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Garrett Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.