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Hospital Profile General Acute Care Hospital Updated: 6/1/2026

Western Maryland Hospital Center

1500 Pennsylvania Ave, Hagerstown, MD 21742 · 39 Priced Procedures

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Good Deal · Below Fair Market
0.88×vs. Fair Market Price
Position vs. 1.00× Fair Price12% Below Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are 12% below the fair benchmark (0.88×) after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).59/100 · Caution
59/100Self-Pay Cash Beats Insurance 0% of the Time
File Completeness66Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic64Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment82Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing69Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount6Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Value Leader
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety ScoreNot ScoredComposite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER WaitNo ER DataMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintLow Shoppable & Low Captive Rates

Uniform Value Leader · Low-Cost Across Departments

Western Maryland Hospital Center maintains low, disciplined commercial pricing across both routine shoppable procedures (0.8× Medicare, p50 0.93× Fair BaseRate) and emergency/ancillary services (1.0× Medicare, p75 0.96× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.

#3 of 5 in MD · 40th State Percentile#545 of 3,385 in U.S. · 16th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Elective shoppable care is priced 12% below peer Fair BaseRate (0.88×)
  • Self-pay cash beats commercial insurance on 0% of shoppable procedures (25/100 Cash Honesty)
  • CMS clinical safety score (54/100 safety score) with 72% patient recommendation
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (95.0% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Even at low-cost facilities (0.88× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Captive ER (1.2×) & laboratory (0.8×) services average 1.25× higher multiples than routine shoppable care (0.8×)
  • Specialty infusion drugs (J-codes) average 1.1× Medicare — verify per-unit billing on itemized statements
  • Consolidated metro market (HHI 2,334) limits in-network hospital competition (Moderately Concentrated (1,500–2,500))
Front-Door ShoppableElective / Imaging
0.8× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.25× Divergence
1.0× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+3% Upper Tail
Q25 0.61× · Q50 0.93× · Q75 0.96×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
0.8× MedicareGood
Outpatient Surgery & ORBack-Door Captive
1.0× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
0.9× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
1.2× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
0.8× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.1× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
0% Cash Edge · 25/100Watchout
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 54/100Elevated

Procedure Prices at Western Maryland Hospital Center

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 39 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Speech therapy (language evaluation)
CPT Code: 92507
$80 0.9×
Orthotic fitting and training
CPT Code: 97760
$50 1.0×
Occupational therapy (therapeutic activities)
CPT Code: 97530
$39 1.0×
Physical therapy (gait training)
CPT Code: 97116
$31 0.9×
X-ray, hip
CPT Code: 73502
$51 0.5×
X-ray, lower back
CPT Code: 72110
$56 0.5×
X-ray, neck (cervical spine)
CPT Code: 72040
$42 0.5×
Blood test, vitamin B12
CPT Code: 82607
$15 0.9×
X-ray, hand
CPT Code: 73130
$40 0.4×
Blood test, ferritin (iron stores)
CPT Code: 82728
$14 1.0×
Blood test, thyroid (TSH)
CPT Code: 84443
$17 0.9×
Physical therapy (neuromuscular re-education)
CPT Code: 97112
$35 0.9×
Occupational therapy (self-care training)
CPT Code: 97535
$34 0.9×
Physical therapy (therapeutic exercise)
CPT Code: 97110
$31 0.9×
X-ray, ankle
CPT Code: 73610
$39 0.4×
Blood test, cholesterol (lipid panel)
CPT Code: 80061
$13 0.9×
X-ray, shoulder
CPT Code: 73030
$37 0.4×
X-ray, foot
CPT Code: 73630
$37 0.4×
Blood test, comprehensive metabolic panel
CPT Code: 80053
$11 1.0×
X-ray, chest (two views)
CPT Code: 71046
$36 0.4×
Blood test, calcium
CPT Code: 82310
$5 1.0×
Blood test, creatinine (kidney)
CPT Code: 82565
$5 1.0×
Blood test, glucose (blood sugar)
CPT Code: 82947
$4 1.0×
Blood test, average blood sugar (A1c)
CPT Code: 83036
$10 1.0×
Blood test, magnesium
CPT Code: 83735
$7 1.0×
Showing top 25 high-impact procedures of 39 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 95.0%

Audit a Bill or Quote at Western Maryland Hospital Center (Zero PHI Required)

CMS CCN: 212002
CPT 92507
Fair BaseRate™ $86
Medicare Rate $76
Self-Pay Cash $80
Insurer Median $80
Pre-filled with Western Maryland Hospital Center’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $76 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $76

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (95.0% of gross = $76).

Step 2 · Cash vs. Insurance Arbitrage Published Cash: $80

Compare Prompt-Pay Cash Rate Against Remaining Deductible

Western Maryland Hospital Center's published 45 CFR § 180 self-pay cash rate is $80 (vs. $80 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target Target: $86 Fair BaseRate

Negotiate Toward $86 Fair BaseRate ($76 Medicare)

Your entered amount is at or below the modeled Fair BaseRate benchmark ($86).

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (95.0% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Value & Quality Leader Pareto Frontier (Price + Quality)

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Western Maryland Hospital Center.

Price Index: 0.76× regional baseline
Quality: 54/100 CMS composite
Median Household Income$80,533U.S. Census ACS
Local Uninsured Share6.7%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 59/100 · Caution CMS CCN 212002

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF FileCMS_45_CFR_180_FILING.json
Publication / Vintage6/1/2026
Validated Rate Rows38 (CMS v3.0.0)
File Integrity DigestVerified · CCN 212002

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.