Sleep study (overnight, in lab)
Facility: Mainehealth Pen Bay Hospital
Billing Code: 95810 (CPT)
This hospital's typical commercial price is $621 compared to the $764 fair price benchmark.
3-Star CMS clinical quality rating paired with 0.81× fair market pricing.
Highest price of the 9 ME hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 ME hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Sleep study (overnight, in lab) is about $764 (about 0.9× the $877 Medicare rate). Mainehealth Pen Bay Hospital charges insurers about $621, or about $3,313 in cash — below the fair price — a good deal. Located in Rockport, ME.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $128 - $5,207 | 15% |
| Blue Cross Blue Shieldmajor | $113 - $4,782 | 13% |
| Aetnamajor | $114 - $4,904 | 13% |
| Cignamajor | $2,614 - $4,412 | 298% |
| Humanamajor | $128 - $985 | 15% |
| Harvard Pilgrim | $223 - $4,760 | 25% |
| WellCare | $115 - $1,014 | 13% |
| + 1 smaller / regional plan | $235 - $4,431 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Mainehealth Pen Bay Hospital
Compare: Sleep study (overnight, in lab) at other ME hospitals
- Calais Community Hospital · Calais $198
- Northern Light Sebasticook Valley Hospital · Pittsfield $257
- Northern Light Blue Hill Memorial Hospital · Blue Hill $259
- Northern Light C A Dean Hospital · Greenville $259
- Northern Light Mayo Hospital · Dover Foxcroft $259
- Northern Light Acadia Hospital · Bangor $452
- Mainehealth Mid Coast Hospital · Brunswick $612
- Mainehealth Stephens Hospital · Norway $617
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Mainehealth Pen Bay Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,203
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,203).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Mainehealth Pen Bay Hospital's published 45 CFR § 180 self-pay cash rate is $3,313 (vs. $621 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $764 Fair BaseRate ($877 Medicare)
Your bill ($3,313) is $2,549 above the denoised Fair BaseRate ($764) and 3.8× the $877 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.