Occupational therapy (therapeutic activities)
Facility: Calais Community Hospital
Billing Code: 97530 (CPT)
This hospital's typical commercial price is $38 compared to the $52 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
A typical price — 2 charge more and 5 charge less, among the 9 ME hospitals compared.
Black dot = this hospital, among the 9 ME hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Occupational therapy (therapeutic activities) is about $52 (about 1.5× the $35 Medicare rate). Calais Community Hospital charges insurers about $38, or about $161 in cash — below the fair price — a good deal. Located in Calais, ME.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $38 - $189 | 108% |
| Blue Cross Blue Shieldmajor | $38 - $176 | 108% |
| Aetnamajor | $185 | 528% |
| Cignamajor | $196 | 559% |
| Humanamajor | $90 | 257% |
| Harvard Pilgrim | $198 | 565% |
| WellCare | $90 | 257% |
| + 2 smaller / regional plans | $90 - $125 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Calais Community Hospital
Compare: Occupational therapy (therapeutic activities) at other ME hospitals
- Central Maine Medical Center · Lewiston $33
- Cary Medical Center · Caribou $33
- Northern Maine Medical Center · Fort Kent $33
- Northern Light Acadia Hospital · Bangor $33
- York Hospital · York $35
- Northern Light Mayo Hospital · Dover Foxcroft $38
- Northern Light Blue Hill Memorial Hospital · Blue Hill $39
- Northern Light C A Dean Hospital · Greenville $39
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Calais Community Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $78
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $78).
Self-Pay Cash Rate ($161) Beats Your Bill
Calais Community Hospital's published 45 CFR § 180 self-pay cash rate is $161 (vs. $38 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $52 Fair BaseRate ($35 Medicare)
Your bill ($215) is $163 above the denoised Fair BaseRate ($52) and 6.1× the $35 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.