CMS Price Transparency Data

Blood transfusion

Facility: Mainehealth Stephens Hospital

Billing Code: 36430 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 36430
Insurance Median: $323
Cash Discount Price: $805
vs. Medicare Baseline: 0.72x Medicare

The contracted insurance negotiated median rate for a Blood transfusion at Mainehealth Stephens Hospital is $323. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $805. Compared to the federal Medicare reimbursement reference rate of $450.73, this hospital’s rate is 0.72x the Medicare baseline. Located in 181 Main Street, Norway, ME.

Cash / Self-Pay

$805

Average discount available for prompt cash payment at this facility.

Insurance Median

$323

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$450.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $450.73 (100%)

Cash / Self-Pay: $805 (179%)

Insurance Median: $323 (72%)

Cash: $805 (179% of Medicare)

Ins. Median: $323 (72% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $450.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$36 - $736	8%
Blue Cross Blue Shield	$36 - $2,011	8%
Humana	$42 - $314	9%
UnitedHealthcare	$42 - $773	9%
Wellcare	$44 - $327	10%
Multiplan	$73 - $757	16%
Harvard Pilgrim Healthcare	$82 - $781	18%
Community Health Options	$87 - $765	19%
Cigna	$750	166%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $805.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 36430.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mainehealth Stephens Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 36430.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.