Mount Desert Island Hospital
10 Wayman Lane, Bar Harbor, ME 04609 · 102 Priced Procedures · 92% Patient Recommendation
Typical commercial prices here match the fair market benchmark (1.00×) after accounting for local nurse/doctor wages and patient complexity.
5-Star CMS clinical quality rating paired with 1.00× fair market pricing.
Loss-Leader / Captive Ancillary Cross-Subsidizer
Mount Desert Island Hospital prices routine shoppable procedures near 4.4× Medicare (p50 1.00×) while skewing captive emergency, lab, and upper-quartile codes to 7.6× Medicare (p75 1.28×, +28% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.78× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 31% of shoppable procedures (46/100 Cash Honesty)
- 5-Star CMS clinical rating with 92% patient recommendation (83/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (48.7% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 2.3× markup over Medicare rates
- Captive ER (6.4×) & laboratory (7.3×) services average 1.73× higher multiples than routine shoppable care (4.4×)
- Upper-quartile procedures (Q75 1.28×) jump +28% above the median procedure ratio (Q50 1.00×)
- Unnegotiated chargemaster list prices average 6.5× Medicare (24¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Mount Desert Island Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 102 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Colonoscopy (diagnostic) CPT Code: 45378 | $4,424 | 4.5× |
| C-section delivery (full package) CPT Code: 59510 | $3,544 | 1.2× |
| Total knee replacement CPT Code: 27447 | $3,195 | 0.2× |
| Vaginal delivery (full package) CPT Code: 59400 | $3,037 | 1.1× |
| Colonoscopy with biopsy CPT Code: 45380 | $2,634 | 2.1× |
| CT scan, pelvis CPT Code: 72192 | $2,373 | 14.6× |
| Bunion correction surgery CPT Code: 28296 | $2,365 | 0.7× |
| Hepatitis B immune globulin HCPCS Code: 90371 | $1,924 | 12.7× |
| Breast lump removal CPT Code: 19120 | $1,857 | 0.5× |
| Total hip replacement CPT Code: 27130 | $1,403 | 0.1× |
| Cataract surgery with lens implant CPT Code: 66984 | $1,263 | 0.5× |
| Inguinal hernia repair CPT Code: 49505 | $1,261 | 0.3× |
| Ultrasound, abdomen (complete) CPT Code: 76700 | $1,007 | 7.5× |
| Physical therapy (manual therapy) CPT Code: 97140 | $693 | 20.4× |
| Group therapy session CPT Code: 90853 | $711 | 7.1× |
| X-ray, hip CPT Code: 73502 | $678 | 7.3× |
| Family therapy session CPT Code: 90847 | $648 | 3.7× |
| MRI, brain (no contrast) CPT Code: 70551 | $553 | 1.6× |
| Upper endoscopy with biopsy CPT Code: 43239 | $570 | 0.6× |
| MRI, lower back (no contrast) CPT Code: 72148 | $539 | 1.6× |
| Diagnostic mammogram (both breasts) CPT Code: 77066 | $500 | 3.4× |
| Speech therapy (group session) CPT Code: 92508 | $457 | 16.9× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $417 | 1.6× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $401 | 0.1× |
| X-ray, chest (single view) CPT Code: 71045 | $353 | 3.8× |
Audit a Bill or Quote at Mount Desert Island Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $2,392
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (48.7% of gross = $2,392).
Self-Pay Cash Rate ($4,424) Beats Your Bill
Mount Desert Island Hospital's published 45 CFR § 180 self-pay cash rate is $4,424 (vs. $4,424 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $981 Fair BaseRate ($950 Medicare)
Your bill ($4,916) is $3,935 above the denoised Fair BaseRate ($981) and 5.2× the $950 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (48.7% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Mount Desert Island Hospital. Prior administrative notices do not necessarily reflect current compliance status.
- 2026-04-01·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (118 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Mount Desert Island Hospital.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.