CMS Price Transparency Data
Blood test, sodium
Facility: St Joe Mercy Hospital System Livonia
Billing Code: 84295 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 84295
- Insurance Median: $18
- Cash Discount Price: $296
- vs. Medicare Baseline: 3.74x Medicare
The contracted insurance negotiated median rate for a Blood test, sodium at St Joe Mercy Hospital System Livonia is $18. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $296. Compared to the federal Medicare reimbursement reference rate of $4.81, this hospital’s rate is 3.74x the Medicare baseline. Located in 36475 Five Mile Road, Livonia, MI.
Cash / Self-Pay
$296
Average discount available for prompt cash payment at this facility.
Insurance Median
$18
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$4.81
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $4.81 (100%)
Cash / Self-Pay: $296 (6154%)
Insurance Median: $18 (374%)
Cash: $296 (6154% of Medicare)
Ins. Median: $18 (374% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 374% of the Medicare baseline (a markup of 274%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| U Of M Health Plan | $2 | 42% |
| Blue Cross Blue Shield | $3 - $5 | 62% |
| Medicaid / KanCare | $3 | 62% |
| Aetna | $5 - $14 | 104% |
| Align Senior Care | $5 | 104% |
| Angela Hospice | $5 | 104% |
| Blue Care Network Advantage | $5 | 104% |
| Cca - Zing Health | $5 | 104% |
| Hospice Of Michigan | $5 | 104% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $5 | 104% |
| Medicare (plans) | $5 | 104% |
| UnitedHealthcare | $5 - $21 | 104% |
| Molina Marketplace | $6 | 125% |
| Geha | $7 - $21 | 146% |
| Health Cost Solutions | $7 | 146% |
| Luminare Health (Detroit) | $7 | 146% |
| Meritain | $7 | 146% |
| Vitalcore | $7 | 146% |
| Wellpath | $7 | 146% |
| Wc Accident Fund | $9 | 187% |
| Wc Advantage | $9 | 187% |
| Wc Aig | $9 | 187% |
| Wc Allied | $9 | 187% |
| Wc Amerisure | $9 | 187% |
| Wc Amtrust | $9 | 187% |
| Wc Asu Risk Mgt | $9 | 187% |
| Wc Berkley Admin | $9 | 187% |
| Wc Broadspire | $9 | 187% |
| Wc Bunch & Associates | $9 | 187% |
| Wc Ccmsi | $9 | 187% |
| Wc Emc Insurance Company | $9 | 187% |
| Wc Esis | $9 | 187% |
| Wc Fcci | $9 | 187% |
| Wc Federated | $9 | 187% |
| Wc Gallagher Bassett | $9 | 187% |
| Wc Genex Care For Ohio | $9 | 187% |
| Wc Guard Insurance Company | $9 | 187% |
| Wc Hartford | $9 | 187% |
| Wc Liberty Mutual | $9 | 187% |
| Wc Meijers | $9 | 187% |
| Wc Michigan | $9 | 187% |
| Wc Mitchell Frankenmuth | $9 | 187% |
| Wc Pma | $9 | 187% |
| Wc Sedgwick | $9 | 187% |
| Wc Sentry | $9 | 187% |
| Wc Travelers | $9 | 187% |
| Wc Tristar | $9 | 187% |
| Wc Walmart | $9 | 187% |
| Wc Zurich | $9 | 187% |
| Employee Benefit Logistic | $11 | 229% |
| Priority Health | $11 - $12 | 229% |
| Acs Benefit Services | $14 | 291% |
| Allied Benefit Systems | $14 | 291% |
| Claimchoice Adminstrators | $14 | 291% |
| Consociate | $14 | 291% |
| Cypress Benefit Administrators | $14 | 291% |
| Forest County Potawatomi | $14 | 291% |
| Health Smart | $14 | 291% |
| Healthgram | $14 | 291% |
| Healthscope | $14 | 291% |
| Secureone Preferred United Plans | $14 | 291% |
| Sisco Benefits | $14 | 291% |
| The Health Plan | $14 | 291% |
| Trustmark Small Business Benefits | $14 | 291% |
| Unified Group Services | $14 | 291% |
| Webtpa | $14 | 291% |
| Asr Health Benefits | $18 | 374% |
| Caresource | $18 | 374% |
| Hap | $18 - $20 | 374% |
| Varipro | $18 | 374% |
| 1199 National Benefit Fund | $20 | 416% |
| Access Health | $20 | 416% |
| Acclaim | $20 | 416% |
| Administrative Concepts | $20 | 416% |
| Allegeant | $20 | 416% |
| Allied National Global Care | $20 | 416% |
| Ameriben | $20 | 416% |
| American Family | $20 | 416% |
| American Healthcare Alliance | $20 | 416% |
| American National | $20 | 416% |
| American Republic | $20 | 416% |
| Amerihealth | $20 | 416% |
| Asrm - Reliance Standard Life Insurance | $20 | 416% |
| Aultcare | $20 | 416% |
| Automated Benefit Services | $20 | 416% |
| Auxiant | $20 | 416% |
| Benefit Administrative Systems,Llc | $20 | 416% |
| Boon Chapman | $20 | 416% |
| Cam Administrative Services | $20 | 416% |
| Christian Brother Services | $20 | 416% |
| Christian Brothers Holy Cross | $20 | 416% |
| Christian Care Ministry | $20 | 416% |
| Cigna | $20 - $26 | 416% |
| Comprehensive Benefits | $20 | 416% |
| Continental Life Insurance | $20 | 416% |
| Custom Benefit Administrators | $20 | 416% |
| Dean Health | $20 | 416% |
| Employee Benefit Concepts | $20 | 416% |
| Employee Benefit Management | $20 | 416% |
| Enterprise Group Planning | $20 | 416% |
| Fallon Health | $20 | 416% |
| Family Life Insurance Company | $20 | 416% |
| Freedom Life Insurance Company | $20 | 416% |
| Ghc Scw | $20 | 416% |
| Group Administrators | $20 | 416% |
| Group Marketing Services | $20 | 416% |
| Group Pension Administrators | $20 | 416% |
| Guardian | $20 | 416% |
| Health America | $20 | 416% |
| Health Choices | $20 | 416% |
| Health Partners | $20 | 416% |
| Healthcare Management Admin | $20 | 416% |
| Healthez | $20 | 416% |
| Humana | $20 | 416% |
| Insight | $20 | 416% |
| Intercare | $20 | 416% |
| International Benefit Administrators | $20 | 416% |
| Jfp Benefit Management | $20 | 416% |
| Jp Farley Corporation | $20 | 416% |
| Key Benefit Administrator | $20 | 416% |
| Liberty Union Life Assurance Co | $20 | 416% |
| Lifetime Benefit Solutions | $20 | 416% |
| Lucent Health | $20 | 416% |
| Luminare Health | $20 | 416% |
| Magnacare | $20 | 416% |
| Manhattan Life | $20 | 416% |
| Medben | $20 | 416% |
| Medcost | $20 | 416% |
| Medi Share | $20 | 416% |
| Medical Mutual | $20 | 416% |
| Multiplan | $20 | 416% |
| Mutual Health Services | $20 | 416% |
| Mutual Of Omaha | $20 | 416% |
| Mvp | $20 | 416% |
| Ncas | $20 | 416% |
| Nippon Life Ins | $20 | 416% |
| Nova | $20 | 416% |
| Pai | $20 | 416% |
| Painters Union Insurance Fund | $20 | 416% |
| Pan-American Life | $20 | 416% |
| Paramount Hmo | $20 | 416% |
| Phcs | $20 | 416% |
| Physicians Mutual | $20 | 416% |
| Plumbers Local 98 Insurance Fund | $20 | 416% |
| Prairie States | $20 | 416% |
| Preferred One | $20 | 416% |
| Primary Physician Care | $20 | 416% |
| Professional Benefit Administrators | $20 | 416% |
| Siho Insurance Services | $20 | 416% |
| The Loomis Company | $20 | 416% |
| Trinity Health Share | $20 | 416% |
| Tufts Health Plan | $20 | 416% |
| Unicare | $20 | 416% |
| Us Health And Life | $20 | 416% |
| Valenz | $20 | 416% |
| Western & Southern Financial Group | $20 | 416% |
| Wps | $20 | 416% |
| First Health | $21 | 437% |
| Coventry | $26 | 541% |
| Prime Health Services | $26 | 541% |
| Three Rivers Provider Network | $29 | 603% |
| Carelon Behavioral Health | $32 | 665% |
| Cmh Detroit Wayne Integrated Health Network | $32 | 665% |
| Cmh Lenawee County | $32 | 665% |
| Cmh Livingston County | $32 | 665% |
| Cmh Misc | $32 | 665% |
| Cmh Monroe County | $32 | 665% |
| Cmh Washtenaw County | $32 | 665% |
| Magellan Behavioral Health | $32 | 665% |