CMS Price Transparency Data
Blood test, basic metabolic panel
Facility: Insight Hospital and Medical Center Coldwater
Billing Code: 80048 (CPT)
The BaseRate · fair price medium confidence
A fair price for this
$72
about 9.0× the $8 Medicare rate · typically $25–$95
modeled estimate · not a bill or quote
Medicare pays $8 Fair price $72 Cash price $119 Hospital's list price $149
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $104 | 1229% |
| Blue Cross Blue Shieldmajor | $104 | 1229% |
| Aetnamajor | $104 | 1229% |
| Humanamajor | $104 | 1229% |
| Paramount | $104 | 1229% |
| + 7 smaller / regional plans | $104 |
Government programs also on file: Medicare, Medicaid.
Excludes 4 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.
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Other Procedures at Insight Hospital and Medical Center Coldwater
Compare: Blood test, basic metabolic panel at other MI hospitals
- Bronson Methodist Hospital · Kalamazoo $8
- Lake Huron Medical Center · Port Huron $8
- University of Michigan Health System · Ann Arbor $8
- Henry Ford Macomb Hospital · Clinton Township $8
- Henry Ford Health Hospital · Detroit $8
- Munson Healthcare Grayling Hospital · Grayling $8
- Covenant Medical Center · Saginaw $8
- Bronson Battle Creek Hospital · Battle Creek $8
Insurance negotiated median for the same procedure, sorted lowest first.