CMS Price Transparency Data

Prosthetic fitting and training

Facility: Insight Hospital and Medical Center Coldwater

Billing Code: 97761 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97761
  • Insurance Median: $83
  • Cash Discount Price: $94
  • vs. Medicare Baseline: 2.05x Medicare
The contracted insurance negotiated median rate for a Prosthetic fitting and training at Insight Hospital and Medical Center Coldwater is $83. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $94. Compared to the federal Medicare reimbursement reference rate of $40.41, this hospital’s rate is 2.05x the Medicare baseline. Located in 274 E Chicago St, Coldwater, MI.
Cash / Self-Pay
$94

Average discount available for prompt cash payment at this facility.

Insurance Median
$83

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$40.41

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $40.41 (100%)
Cash / Self-Pay: $94 (233%)
Insurance Median: $83 (205%)
Cash: $94 (233% of Medicare)
Ins. Median: $83 (205% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $40.41 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 205% of the Medicare baseline (a markup of 105%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $83 205%
Blue Cross Blue Shield $83 205%
Cofinity $83 205%
Frontpath $83 205%
Hap $83 205%
Health Alliance Plan $83 205%
Humana $83 205%
Mclaren $83 205%
Medicaid / KanCare $83 205%
Medicare (plans) $83 205%
Multi-Plan $83 205%
Paramount Elite $83 205%
Paramount Hmo $83 205%
Paramount Ppo $83 205%
Phcs $83 205%
Php Northern Indiana $83 205%
Php Of Mid Michigan $83 205%
Priority $83 205%
UnitedHealthcare $83 205%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 274 E Chicago St, Coldwater, MI 49036
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Government - Local
  • Hospital Type: Acute Care Hospitals