CMS Price Transparency Data

Bunion correction surgery

Facility: University of Michigan Health System

Billing Code: 28296 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$701

about 0.2× the $3,343 Medicare rate · typically $469–$2,774

modeled estimate · not a bill or quote

What this hospital charges insurers

$560

Below the fair price — a good deal

about $141 under the fair price · 0.2× Medicare

Medicare pays $3,343 Fair price $701 This hospital $560 Cash price $887 Hospital's list price $2,217

How we calculate the fair BaseRate →

How this hospital compares to other MI hospitals

Lowest price of the 9 MI hospitals we have prices for — a strong deal.

Cheapest $560 Priciest $677

Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.

A fair price for a Bunion correction surgery is about $701 (about 0.2× the $3,343 Medicare rate). University of Michigan Health System charges insurers about $560, or about $887 in cash — below the fair price — a good deal. Located in Ann Arbor, MI.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$335 - $1,618	10%
Blue Cross Blue Shieldmajor	$335 - $1,191	10%
Aetnamajor	$335 - $1,463	10%
Humanamajor	$524 - $733	16%
Ambetter (Centene)	$335 - $560	10%
AmeriHealth	$419 - $586	13%
Health Net	$1,552	46%
Meridian	$524 - $733	16%
Molina	$335 - $748	10%
Paramount	$524 - $1,840	16%
Priority Health	$335 - $2,217	10%
+ 20 smaller / regional plans	$335 - $1,884

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 887), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm University of Michigan Health System is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at University of Michigan Health System

Compare: Bunion correction surgery at other MI hospitals

Insurance negotiated median for the same procedure, sorted lowest first.