CMS Price Transparency Data

Cataract surgery with lens implant

Facility: Munson Healthcare Grayling Hospital

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $787
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.33x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at Munson Healthcare Grayling Hospital is $787. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 0.33x the Medicare baseline. Located in 1100 E Michigan Ave, Grayling, MI.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$787

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Insurance Median: $787 (33%)

Ins. Median: $787 (33% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$157 - $3,718	7%
Mclaren Health Plan	$344 - $2,300	15%
Meridian	$344 - $1,203	15%
Molina	$344 - $2,483	15%
Priority Health	$344 - $2,300	15%
UnitedHealthcare	$344 - $2,300	15%
Aetna	$447 - $2,300	19%
Atrium King Centre Skilled Nursing Services	$447 - $2,300	19%
Blue Care Network	$447 - $2,300	19%
Hap (Health Alliance Plan)	$447 - $2,300	19%
Humana	$447 - $2,300	19%
Medicare (plans)	$447 - $2,300	19%
Northern Michigan Mennonite Group	$447 - $2,300	19%
Promedica	$447 - $2,300	19%
Wellcare (Meridian)	$447 - $2,300	19%
Wellspring Lutheran Services Skilling Nursing Services	$447 - $2,300	19%
Michigan Amish Medical Board	$514 - $2,300	22%
Provider Network Of America Group Health	$626	27%
Asr/Physicians Care	$671	28%
Nomi Health	$716	30%
Employee Benefits Logistics	$761	32%
Cofinity	$799	34%
Cigna	$941 - $2,259	40%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Munson Healthcare Grayling Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.