CMS Price Transparency Data

Group therapy session

Facility: Munson Healthcare Grayling Hospital

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $33
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.32x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Munson Healthcare Grayling Hospital is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.32x the Medicare baseline. Located in 1100 E Michigan Ave, Grayling, MI.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Insurance Median: $33 (32%)

Ins. Median: $33 (32% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$16 - $53	15%
Mclaren Health Plan	$16 - $101	15%
Meridian	$16 - $53	15%
Molina	$16 - $109	15%
Priority Health	$16 - $127	15%
UnitedHealthcare	$16 - $101	15%
Aetna	$24 - $101	23%
Atrium King Centre Skilled Nursing Services	$24 - $101	23%
Blue Care Network	$24 - $101	23%
Hap (Health Alliance Plan)	$24 - $101	23%
Humana	$24 - $101	23%
Medicare (plans)	$24 - $101	23%
Northern Michigan Mennonite Group	$24 - $101	23%
Promedica	$24 - $101	23%
Wellcare (Meridian)	$24 - $101	23%
Wellspring Lutheran Services Skilling Nursing Services	$24 - $101	23%
Michigan Amish Medical Board	$28 - $101	27%
Cofinity	$29	28%
Cigna	$33 - $127	32%
Provider Network Of America Group Health	$34	33%
Asr/Physicians Care	$36	35%
Nomi Health	$39	38%
Employee Benefits Logistics	$41	40%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Munson Healthcare Grayling Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.