CMS Price Transparency Data
Occupational therapy (self-care training)
Facility: Mercy Health Saint Mary's
Billing Code: 97535 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 97535
- Insurance Median: $98
- Cash Discount Price: $87
- vs. Medicare Baseline: 3.02x Medicare
The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Mercy Health Saint Mary's is $98. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $87. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 3.02x the Medicare baseline. Located in 200 Jefferson Avenue Se, Grand Rapids, MI.
Cash / Self-Pay
$87
Average discount available for prompt cash payment at this facility.
Insurance Median
$98
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$32.4
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $32.4 (100%)
Cash / Self-Pay: $87 (269%)
Insurance Median: $98 (302%)
Cash: $87 (269% of Medicare)
Ins. Median: $98 (302% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 302% of the Medicare baseline (a markup of 202%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $17 - $65 | 52% |
| Medicaid / KanCare | $17 | 52% |
| Access Health | $22 | 68% |
| Aetna | $30 - $84 | 93% |
| Blue Care Network Advantage | $30 | 93% |
| Medicare (plans) | $30 | 93% |
| Align Senior Care | $31 | 96% |
| Correctional Recovery | $31 | 96% |
| Hospice Faith | $31 | 96% |
| Hospice Of Holland | $31 | 96% |
| UnitedHealthcare | $32 - $134 | 99% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $35 | 108% |
| Molina Marketplace | $40 | 123% |
| Oscar | $40 | 123% |
| Vitalcore | $48 | 148% |
| Wellpath | $48 | 148% |
| U Of M Health Plan | $49 - $102 | 151% |
| Bcn Domestic | $65 | 201% |
| Blue Benefit Administrators Of Massachusetts | $65 | 201% |
| Blue Care Network | $65 | 201% |
| Blue Distinction Transplant | $65 | 201% |
| Blue Shield - Ca | $65 | 201% |
| Blue Shield - Id (Regence) | $65 | 201% |
| Blue Shield - Ny Highmark Northeastern | $65 | 201% |
| Blue Shield - Ny Highmark Western | $65 | 201% |
| Blue Shield - Pa (Highmark) | $65 | 201% |
| Blue Shield - Wa (Regence) | $65 | 201% |
| Health Choices | $65 - $102 | 201% |
| Kaiser Domestic | $65 | 201% |
| Wc Accident Fund | $73 | 225% |
| Wc Advantage | $73 | 225% |
| Wc Aig | $73 | 225% |
| Wc Allied | $73 | 225% |
| Wc Amerisure | $73 | 225% |
| Wc Amtrust | $73 | 225% |
| Wc Asu Risk Mgt | $73 | 225% |
| Wc Berkley Admin | $73 | 225% |
| Wc Broadspire | $73 | 225% |
| Wc Bunch & Associates | $73 | 225% |
| Wc Ccmsi | $73 | 225% |
| Wc Emc Insurance Company | $73 | 225% |
| Wc Esis | $73 | 225% |
| Wc Fcci | $73 | 225% |
| Wc Federated | $73 | 225% |
| Wc Gallagher Bassett | $73 | 225% |
| Wc Genex Care For Ohio | $73 | 225% |
| Wc Guard Insurance Company | $73 | 225% |
| Wc Hartford | $73 | 225% |
| Wc Liberty Mutual | $73 | 225% |
| Wc Meijers | $73 | 225% |
| Wc Michigan | $73 | 225% |
| Wc Mitchell Frankenmuth | $73 | 225% |
| Wc Pma | $73 | 225% |
| Wc Sedgwick | $73 | 225% |
| Wc Sentry | $73 | 225% |
| Wc Travelers | $73 | 225% |
| Wc Tristar | $73 | 225% |
| Wc Walmart | $73 | 225% |
| Wc Zurich | $73 | 225% |
| Nomi Health | $75 | 231% |
| Acs Benefit Services | $77 | 238% |
| Allied Benefit Systems | $77 | 238% |
| Claimchoice Adminstrators | $77 | 238% |
| Consociate | $77 | 238% |
| Cypress Benefit Administrators | $77 | 238% |
| Forest County Potawatomi | $77 | 238% |
| Health Smart | $77 | 238% |
| Healthgram | $77 | 238% |
| Healthscope | $77 | 238% |
| Secureone Preferred United Plans | $77 | 238% |
| Sisco Benefits | $77 | 238% |
| The Health Plan | $77 | 238% |
| Trustmark Small Business Benefits | $77 | 238% |
| Unified Group Services | $77 | 238% |
| Webtpa | $77 | 238% |
| Priority Health | $83 - $84 | 256% |
| Geha | $84 - $102 | 259% |
| Medical Mutual | $84 | 259% |
| Meritain | $84 | 259% |
| Preferred One | $84 | 259% |
| Asr Health Benefits | $85 | 262% |
| Hap | $85 - $104 | 262% |
| Varipro | $87 | 269% |
| Caresource | $88 | 272% |
| 1199 National Benefit Fund | $98 | 302% |
| Allied National Global Care | $98 | 302% |
| Asrm - Reliance Standard Life Insurance | $98 | 302% |
| Christian Care Ministry | $98 | 302% |
| Cigna | $98 | 302% |
| Dean Health | $98 | 302% |
| Fallon Health | $98 | 302% |
| Family Life Insurance Company | $98 | 302% |
| Ghc Scw | $98 | 302% |
| Group Pension Administrators | $98 | 302% |
| International Benefit Administrators | $98 | 302% |
| Lifetime Benefit Solutions | $98 | 302% |
| Manhattan Life | $98 | 302% |
| Medi Share | $98 | 302% |
| Multiplan | $98 | 302% |
| Mvp | $98 | 302% |
| Pai | $98 | 302% |
| Pan-American Life | $98 | 302% |
| Paramount Hmo | $98 | 302% |
| Phcs | $98 | 302% |
| Trinity Health Share | $98 | 302% |
| Acclaim | $102 | 315% |
| Administrative Concepts | $102 | 315% |
| Allegeant | $102 | 315% |
| Ameriben | $102 | 315% |
| American Family | $102 | 315% |
| American Healthcare Alliance | $102 | 315% |
| American Republic | $102 | 315% |
| Amerihealth | $102 | 315% |
| Aultcare | $102 | 315% |
| Automated Benefit Services | $102 | 315% |
| Auxiant | $102 | 315% |
| Benefit Administrative Systems,Llc | $102 | 315% |
| Boon Chapman | $102 | 315% |
| Cam Administrative Services | $102 | 315% |
| Christian Brother Services | $102 | 315% |
| Christian Brothers Holy Cross | $102 | 315% |
| Comprehensive Benefits | $102 | 315% |
| Continental Life Insurance | $102 | 315% |
| Custom Benefit Administrators | $102 | 315% |
| Employee Benefit Concepts | $102 | 315% |
| Employee Benefit Management | $102 | 315% |
| Enterprise Group Planning | $102 | 315% |
| Freedom Life Insurance Company | $102 | 315% |
| Group Administrators | $102 | 315% |
| Group Marketing Services | $102 | 315% |
| Guardian | $102 | 315% |
| Health America | $102 | 315% |
| Healthez | $102 | 315% |
| Humana | $102 - $134 | 315% |
| Insight | $102 | 315% |
| Intercare | $102 | 315% |
| Jfp Benefit Management | $102 | 315% |
| Jp Farley Corporation | $102 | 315% |
| Key Benefit Administrator | $102 | 315% |
| Liberty Union Life Assurance Co | $102 | 315% |
| Lucent Health | $102 | 315% |
| Luminare Health | $102 | 315% |
| Luminare Health (Detroit) | $102 | 315% |
| Medben | $102 | 315% |
| Medcost | $102 | 315% |
| Mutual Health Services | $102 | 315% |
| Mutual Of Omaha | $102 | 315% |
| Ncas | $102 | 315% |
| Nippon Life Ins | $102 | 315% |
| Nova | $102 | 315% |
| Painters Union Insurance Fund | $102 | 315% |
| Physicians Mutual | $102 | 315% |
| Plumbers Local 98 Insurance Fund | $102 | 315% |
| Prairie States | $102 | 315% |
| Primary Physician Care | $102 | 315% |
| Professional Benefit Administrators | $102 | 315% |
| The Loomis Company | $102 | 315% |
| Unicare | $102 | 315% |
| Us Health And Life | $102 | 315% |
| Valenz | $102 | 315% |
| Western & Southern Financial Group | $102 | 315% |
| Wps | $102 | 315% |
| Coventry | $106 | 327% |
| First Health | $106 | 327% |
| Cmh Allegan County | $134 | 414% |
| Cmh Ausable Valley | $134 | 414% |
| Cmh Barry County | $134 | 414% |
| Cmh Berrien County | $134 | 414% |
| Cmh Cass County | $134 | 414% |
| Cmh Clinton-Eaton-Ingham County | $134 | 414% |
| Cmh Kalamazoo | $134 | 414% |
| Cmh Kent County | $134 | 414% |
| Cmh Lenawee County | $134 | 414% |
| Cmh Misc | $134 | 414% |
| Cmh Monroe County | $134 | 414% |
| Cmh Montcalm County | $134 | 414% |
| Cmh Muskegon County | $134 | 414% |
| Cmh Newaygo County | $134 | 414% |
| Cmh North Country | $134 | 414% |
| Cmh Northern Lakes County | $134 | 414% |
| Cmh Ottawa County | $134 | 414% |
| Cmh Van Buren County | $134 | 414% |
| Cmh West Mi County | $134 | 414% |
| Magellan Behavioral Health | $134 | 414% |