CMS Price Transparency Data
Occupational therapy (therapeutic activities)
Facility: Mercy Health Saint Mary's
Billing Code: 97530 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 97530
- Insurance Median: $91
- Cash Discount Price: $81
- vs. Medicare Baseline: 2.59x Medicare
The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Mercy Health Saint Mary's is $91. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $81. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 2.59x the Medicare baseline. Located in 200 Jefferson Avenue Se, Grand Rapids, MI.
Cash / Self-Pay
$81
Average discount available for prompt cash payment at this facility.
Insurance Median
$91
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$35.07
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $35.07 (100%)
Cash / Self-Pay: $81 (231%)
Insurance Median: $91 (259%)
Cash: $81 (231% of Medicare)
Ins. Median: $91 (259% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 259% of the Medicare baseline (a markup of 159%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $18 - $60 | 51% |
| Medicaid / KanCare | $18 - $19 | 51% |
| Access Health | $23 | 66% |
| Aetna | $33 - $78 | 94% |
| Blue Care Network Advantage | $33 | 94% |
| Medicare (plans) | $33 | 94% |
| Align Senior Care | $34 | 97% |
| Correctional Recovery | $34 | 97% |
| Hospice Faith | $34 | 97% |
| Hospice Of Holland | $34 | 97% |
| UnitedHealthcare | $35 - $124 | 100% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $38 | 108% |
| Oscar | $43 | 123% |
| Molina Marketplace | $44 | 125% |
| Vitalcore | $52 | 148% |
| Wellpath | $52 | 148% |
| U Of M Health Plan | $53 - $94 | 151% |
| Bcn Domestic | $60 | 171% |
| Blue Benefit Administrators Of Massachusetts | $60 | 171% |
| Blue Care Network | $60 | 171% |
| Blue Distinction Transplant | $60 | 171% |
| Blue Shield - Ca | $60 | 171% |
| Blue Shield - Id (Regence) | $60 | 171% |
| Blue Shield - Ny Highmark Northeastern | $60 | 171% |
| Blue Shield - Ny Highmark Western | $60 | 171% |
| Blue Shield - Pa (Highmark) | $60 | 171% |
| Blue Shield - Wa (Regence) | $60 | 171% |
| Health Choices | $60 - $94 | 171% |
| Kaiser Domestic | $60 | 171% |
| Wc Accident Fund | $68 | 194% |
| Wc Advantage | $68 | 194% |
| Wc Aig | $68 | 194% |
| Wc Allied | $68 | 194% |
| Wc Amerisure | $68 | 194% |
| Wc Amtrust | $68 | 194% |
| Wc Asu Risk Mgt | $68 | 194% |
| Wc Berkley Admin | $68 | 194% |
| Wc Broadspire | $68 | 194% |
| Wc Bunch & Associates | $68 | 194% |
| Wc Ccmsi | $68 | 194% |
| Wc Emc Insurance Company | $68 | 194% |
| Wc Esis | $68 | 194% |
| Wc Fcci | $68 | 194% |
| Wc Federated | $68 | 194% |
| Wc Gallagher Bassett | $68 | 194% |
| Wc Genex Care For Ohio | $68 | 194% |
| Wc Guard Insurance Company | $68 | 194% |
| Wc Hartford | $68 | 194% |
| Wc Liberty Mutual | $68 | 194% |
| Wc Meijers | $68 | 194% |
| Wc Michigan | $68 | 194% |
| Wc Mitchell Frankenmuth | $68 | 194% |
| Wc Pma | $68 | 194% |
| Wc Sedgwick | $68 | 194% |
| Wc Sentry | $68 | 194% |
| Wc Travelers | $68 | 194% |
| Wc Tristar | $68 | 194% |
| Wc Walmart | $68 | 194% |
| Wc Zurich | $68 | 194% |
| Nomi Health | $69 | 197% |
| Acs Benefit Services | $71 | 202% |
| Allied Benefit Systems | $71 | 202% |
| Claimchoice Adminstrators | $71 | 202% |
| Consociate | $71 | 202% |
| Cypress Benefit Administrators | $71 | 202% |
| Forest County Potawatomi | $71 | 202% |
| Health Smart | $71 | 202% |
| Healthgram | $71 | 202% |
| Healthscope | $71 | 202% |
| Secureone Preferred United Plans | $71 | 202% |
| Sisco Benefits | $71 | 202% |
| The Health Plan | $71 | 202% |
| Trustmark Small Business Benefits | $71 | 202% |
| Unified Group Services | $71 | 202% |
| Webtpa | $71 | 202% |
| Geha | $78 - $94 | 222% |
| Medical Mutual | $78 | 222% |
| Meritain | $78 | 222% |
| Preferred One | $78 | 222% |
| Asr Health Benefits | $79 | 225% |
| Hap | $79 - $96 | 225% |
| Caresource | $81 | 231% |
| Varipro | $81 | 231% |
| Priority Health | $84 - $86 | 240% |
| Cigna | $90 | 257% |
| 1199 National Benefit Fund | $91 | 259% |
| Allied National Global Care | $91 | 259% |
| Asrm - Reliance Standard Life Insurance | $91 | 259% |
| Christian Care Ministry | $91 | 259% |
| Dean Health | $91 | 259% |
| Fallon Health | $91 | 259% |
| Family Life Insurance Company | $91 | 259% |
| Ghc Scw | $91 | 259% |
| Group Pension Administrators | $91 | 259% |
| International Benefit Administrators | $91 | 259% |
| Lifetime Benefit Solutions | $91 | 259% |
| Manhattan Life | $91 | 259% |
| Medi Share | $91 | 259% |
| Multiplan | $91 | 259% |
| Mvp | $91 | 259% |
| Pai | $91 | 259% |
| Pan-American Life | $91 | 259% |
| Paramount Hmo | $91 | 259% |
| Phcs | $91 | 259% |
| Trinity Health Share | $91 | 259% |
| Acclaim | $94 | 268% |
| Administrative Concepts | $94 | 268% |
| Allegeant | $94 | 268% |
| Ameriben | $94 | 268% |
| American Family | $94 | 268% |
| American Healthcare Alliance | $94 | 268% |
| American Republic | $94 | 268% |
| Amerihealth | $94 | 268% |
| Aultcare | $94 | 268% |
| Automated Benefit Services | $94 | 268% |
| Auxiant | $94 | 268% |
| Benefit Administrative Systems,Llc | $94 | 268% |
| Boon Chapman | $94 | 268% |
| Cam Administrative Services | $94 | 268% |
| Christian Brother Services | $94 | 268% |
| Christian Brothers Holy Cross | $94 | 268% |
| Comprehensive Benefits | $94 | 268% |
| Continental Life Insurance | $94 | 268% |
| Custom Benefit Administrators | $94 | 268% |
| Employee Benefit Concepts | $94 | 268% |
| Employee Benefit Management | $94 | 268% |
| Enterprise Group Planning | $94 | 268% |
| Freedom Life Insurance Company | $94 | 268% |
| Group Administrators | $94 | 268% |
| Group Marketing Services | $94 | 268% |
| Guardian | $94 | 268% |
| Health America | $94 | 268% |
| Healthez | $94 | 268% |
| Humana | $94 - $124 | 268% |
| Insight | $94 | 268% |
| Intercare | $94 | 268% |
| Jfp Benefit Management | $94 | 268% |
| Jp Farley Corporation | $94 | 268% |
| Key Benefit Administrator | $94 | 268% |
| Liberty Union Life Assurance Co | $94 | 268% |
| Lucent Health | $94 | 268% |
| Luminare Health | $94 | 268% |
| Luminare Health (Detroit) | $94 | 268% |
| Medben | $94 | 268% |
| Medcost | $94 | 268% |
| Mutual Health Services | $94 | 268% |
| Mutual Of Omaha | $94 | 268% |
| Ncas | $94 | 268% |
| Nippon Life Ins | $94 | 268% |
| Nova | $94 | 268% |
| Painters Union Insurance Fund | $94 | 268% |
| Physicians Mutual | $94 | 268% |
| Plumbers Local 98 Insurance Fund | $94 | 268% |
| Prairie States | $94 | 268% |
| Primary Physician Care | $94 | 268% |
| Professional Benefit Administrators | $94 | 268% |
| The Loomis Company | $94 | 268% |
| Unicare | $94 | 268% |
| Us Health And Life | $94 | 268% |
| Valenz | $94 | 268% |
| Western & Southern Financial Group | $94 | 268% |
| Wps | $94 | 268% |
| Coventry | $98 | 279% |
| First Health | $98 | 279% |
| Cmh Allegan County | $124 | 354% |
| Cmh Ausable Valley | $124 | 354% |
| Cmh Barry County | $124 | 354% |
| Cmh Berrien County | $124 | 354% |
| Cmh Cass County | $124 | 354% |
| Cmh Clinton-Eaton-Ingham County | $124 | 354% |
| Cmh Kalamazoo | $124 | 354% |
| Cmh Kent County | $124 | 354% |
| Cmh Lenawee County | $124 | 354% |
| Cmh Misc | $124 | 354% |
| Cmh Monroe County | $124 | 354% |
| Cmh Montcalm County | $124 | 354% |
| Cmh Muskegon County | $124 | 354% |
| Cmh Newaygo County | $124 | 354% |
| Cmh North Country | $124 | 354% |
| Cmh Northern Lakes County | $124 | 354% |
| Cmh Ottawa County | $124 | 354% |
| Cmh Van Buren County | $124 | 354% |
| Cmh West Mi County | $124 | 354% |
| Magellan Behavioral Health | $124 | 354% |