CMS Price Transparency Data

Inguinal hernia repair

Facility: Trinity Health Muskegon Hospital

Billing Code: 49505 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$2,229

about 0.6× the $3,658 Medicare rate · typically $714–$5,383

modeled estimate · not a bill or quote

What this hospital charges insurers

$5,540

Well above the fair price

about $3,311 over the fair price · 1.5× Medicare

Medicare pays $3,658 Fair price $2,229 This hospital $5,540 Cash price $25,725

How we calculate the fair BaseRate →

How this hospital compares to other MI hospitals

Highest price of the 9 MI hospitals we have prices for — worth calling around.

Cheapest $484 Priciest $5,540

Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Inguinal hernia repair is about $2,229 (about 0.6× the $3,658 Medicare rate). Trinity Health Muskegon Hospital charges insurers about $5,540, or about $25,725 in cash — well above the fair price. Located in Muskegon, MI.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $2,229. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Kaiser Permanente CignaHumana

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$3,935 - $6,673	108%
Blue Cross Blue Shieldmajor	$2,000 - $6,349	55%
Aetnamajor	$3,744 - $6,349	102%
Kaiser Permanentemajor	$4,432 - $5,540	121%
Molina	$4,967 - $8,422	136%
Oscar Health	$4,891 - $8,293	134%
Priority Health	$6,547 - $14,649	179%
+ 12 smaller / regional plans	$1,140 - $10,042

Government programs also on file: Medicare, Medicaid.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 25,725), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm Trinity Health Muskegon Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Trinity Health Muskegon Hospital

Compare: Inguinal hernia repair at other MI hospitals

Insurance negotiated median for the same procedure, sorted lowest first.