CMS Price Transparency Data

Blood transfusion

Facility: Covenant Medical Center

Billing Code: 36430 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$183

about 0.4× the $451 Medicare rate · typically $69–$437

modeled estimate · not a bill or quote

What this hospital charges insurers

$69

Below the fair price — a good deal

about $114 under the fair price · 0.2× Medicare

Medicare pays $451 Fair price $183 This hospital $69 Cash price $2,447 Hospital's list price $3,495

How we calculate the fair BaseRate →

How this hospital compares to other MI hospitals

One of the lower prices — 4 of 8 other MI hospitals charge more for the same procedure.

Cheapest $68 Priciest $144

Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Blood transfusion is about $183 (about 0.4× the $451 Medicare rate). Covenant Medical Center charges insurers about $69, or about $2,447 in cash — below the fair price — a good deal. Located in Saginaw, MI.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana UnitedHealthcareKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
Blue Cross Blue Shieldmajor	$44 - $451	10%
Aetnamajor	$43 - $2,674	10%
Cignamajor	$1,922	426%
Humanamajor	$44 - $2,621	10%
Meridian	$44 - $236	10%
Molina	$44 - $451	10%
Priority Health	$29 - $1,922	6%
+ 7 smaller / regional plans	$29 - $1,922

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,447), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 36430.

Insurance Before you use insurance

Call your insurance company to confirm Covenant Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 36430.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Covenant Medical Center

Compare: Blood transfusion at other MI hospitals

Insurance negotiated median for the same procedure, sorted lowest first.