CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Holland Community Hospital

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $69
Cash Discount Price: $65
vs. Medicare Baseline: 2.49x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Holland Community Hospital is $69. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $65. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 2.49x the Medicare baseline. Located in 602 Michigan Ave, Holland, MI.

Cash / Self-Pay

$65

Average discount available for prompt cash payment at this facility.

Insurance Median

$69

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $65 (234%)

Insurance Median: $69 (249%)

Cash: $65 (234% of Medicare)

Ins. Median: $69 (249% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 249% of the Medicare baseline (a markup of 149%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Life Circles-All Plans	$25	90%
Aetna	$27 - $86	97%
Health Alliance Mcr Adv	$27	97%
Ph Mcr Adv	$27	97%
Va Ccn - All Plans	$27	97%
Longevity Health Plan-All Plans	$29	105%
Molina Mcaid - All Plans	$35	126%
Ph Mcaid	$35	126%
Sisco Epi	$43	155%
Sisco-All Other Plans	$43	155%
Blue Cross Blue Shield	$52	188%
Health Alliance Hmo	$60	216%
Asr - All Plans	$63	227%
Health Alliance Ahl - All Other Plans	$63	227%
Cofinity -All Plans	$76	274%
UnitedHealthcare	$90 - $108	325%
Multiplan - All Plans	$94	339%
Benefit Source Inc-All Plans	$97	350%
First Health-All Plans	$97	350%
Usa Managed Care-All Plans	$97	350%
Integrated Health Plans-All Plans	$103	372%
Cigna	$115	415%
Priority Health - All Other Plans	$115	415%
Nomi Health - All Plans	$135	487%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $65.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Holland Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.