CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: Munson Healthcare Cadillac Hospital

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $791
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.24x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at Munson Healthcare Cadillac Hospital is $791. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.24x the Medicare baseline. Located in 400 Hobart St, Cadillac, MI.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$791

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Insurance Median: $791 (24%)

Ins. Median: $791 (24% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$178 - $7,058	5%
Mclaren Health Plan	$354 - $3,260	11%
Meridian	$354 - $1,705	11%
Molina	$354 - $3,521	11%
Priority Health	$354 - $3,268	11%
UnitedHealthcare	$354 - $3,260	11%
American Health Associates	$501 - $3,260	15%
Autumnwood Of Mcbain Skilled Nursing	$501 - $3,260	15%
Blue Care Network	$501 - $3,260	15%
Hap (Health Alliance Plan)	$501 - $752	15%
Humana	$501	15%
Medicare (plans)	$501 - $3,260	15%
Michigan Amish Medical Board	$501 - $3,260	15%
Promedica	$501 - $3,260	15%
Samaritas Senior Living Skilled Nursing	$501 - $3,260	15%
Wellcare (Meridian)	$501 - $3,260	15%
Provider Network Of America Group Health	$702	21%
Asr/Physicians Care	$752	22%
Aetna	$791	24%
Cofinity	$791	24%
Employee Benefits Logistics	$852 - $5,542	25%
Cigna	$886 - $3,268	27%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Munson Healthcare Cadillac Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.