CMS Price Transparency Data

Family therapy session

Facility: Henry Ford Allegiance Health

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $100
Cash Discount Price: $137
vs. Medicare Baseline: 0.55x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Henry Ford Allegiance Health is $100. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $137. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.55x the Medicare baseline. Located in 205 N East Ave, Jackson, MI.

Cash / Self-Pay

$137

Average discount available for prompt cash payment at this facility.

Insurance Median

$100

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $137 (76%)

Insurance Median: $100 (55%)

Cash: $137 (76% of Medicare)

Ins. Median: $100 (55% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mclaren Health	$43 - $162	24%
Jackson County Offiice Of The Sheriff	$44 - $101	24%
Immergrun Inc	$51 - $117	28%
Blue Cross Blue Shield	$53 - $162	29%
Hap	$53 - $164	29%
Hap Caresource	$53 - $162	29%
Mclaren	$53	29%
Meridian Health Plan Of Mi	$53 - $219	29%
Priority Health	$53 - $270	29%
Aetna	$55 - $162	30%
Humana	$60 - $166	33%
University Of Michigan	$60 - $136	33%
UnitedHealthcare	$63 - $162	35%
Mclaren Health Plan Inc.	$68 - $100	37%
Meridian	$68 - $69	37%
Molina	$70 - $100	39%
Priority	$71 - $100	39%
Cigna	$76 - $174	42%
Cofinity Group Health	$76 - $176	42%
Frontpath	$76 - $176	42%
Multiplan, Inc.	$76 - $176	42%
Vaccn	$99 - $103	55%
Bcn	$100 - $162	55%
Cca Health Mi	$100	55%
Health Alliance Plan Of Michigan	$100	55%
Thomas Pace	$100 - $162	55%
United Behavioral Health, Inc.	$104	57%
Vitalcore Physicians Group Of Mi	$129 - $362	71%
Veterans Evaluation Services	$133	73%
Cofinity	$136	75%
Molina Mi Health Link	$145	80%
Cca Health Michigan	$162	89%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $137.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Henry Ford Allegiance Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.