CMS Price Transparency Data

Blood transfusion

Facility: Harper University Hospital

Billing Code: 36430 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 36430
Insurance Median: $999
Cash Discount Price: $1,728
vs. Medicare Baseline: 2.22x Medicare

The contracted insurance negotiated median rate for a Blood transfusion at Harper University Hospital is $999. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,728. Compared to the federal Medicare reimbursement reference rate of $450.73, this hospital’s rate is 2.22x the Medicare baseline. Located in 3990 John R Street, Detroit, MI.

Cash / Self-Pay

$1,728

Average discount available for prompt cash payment at this facility.

Insurance Median

$999

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$450.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $450.73 (100%)

Cash / Self-Pay: $1,728 (383%)

Insurance Median: $999 (222%)

Cash: $1,728 (383% of Medicare)

Ins. Median: $999 (222% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $450.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 222% of the Medicare baseline (a markup of 122%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Oscar Health Plan	$56	12%
Blue Cross Blue Shield	$173 - $215	38%
Americas Choice	$369 - $4,069	82%
Aetna	$523 - $2,256	116%
UnitedHealthcare	$1,137	252%
Healthsmart	$1,264 - $3,843	280%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,728.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 36430.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Harper University Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 36430.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.