CMS Price Transparency Data

Inguinal hernia repair

Facility: Borgess Medical Center

Billing Code: 49505 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$2,920

about 0.8× the $3,658 Medicare rate · typically $1,915–$3,626

modeled estimate · not a bill or quote

What this hospital charges insurers

$3,487

Above the fair price

about $567 over the fair price · 1.0× Medicare

Medicare pays $3,658 Fair price $2,920 This hospital $3,487

How we calculate the fair BaseRate →

How this hospital compares to other MI hospitals

Highest price of the 9 MI hospitals we have prices for — worth calling around.

Cheapest $484 Priciest $3,487

Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.

A fair price for a Inguinal hernia repair is about $2,920 (about 0.8× the $3,658 Medicare rate). Borgess Medical Center charges insurers about $3,487 — above the fair price. Located in Kalamazoo, MI.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $2,920. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,982 - $8,163	54%
Blue Cross Blue Shieldmajor	$3,487	95%
Aetnamajor	$1,982	54%
Humanamajor	$3,487	95%
Devoted Health	$3,661	100%
Meridian	$3,487	95%
Molina	$1,982 - $3,487	54%
Priority Health	$1,982 - $3,487	54%
+ 2 smaller / regional plans	$1,982 - $5,231

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm Borgess Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Borgess Medical Center

Compare: Inguinal hernia repair at other MI hospitals

Insurance negotiated median for the same procedure, sorted lowest first.