CMS Price Transparency Data

Neurobehavioral status check

Facility: Munson Healthcare Otsego Memorial Hospital

Billing Code: 96116 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96116
Insurance Median: $85
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.39x Medicare

The contracted insurance negotiated median rate for a Neurobehavioral status check at Munson Healthcare Otsego Memorial Hospital is $85. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $220.6, this hospital’s rate is 0.39x the Medicare baseline. Located in 825 N Center Ave, Gaylord, MI.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$85

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$220.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $220.6 (100%)

Insurance Median: $85 (39%)

Ins. Median: $85 (39% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $220.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mclaren Health Plan	$50 - $113	23%
Meridian	$50 - $113	23%
Molina	$50 - $113	23%
Priority Health	$50 - $449	23%
UnitedHealthcare	$50 - $113	23%
Blue Cross Blue Shield	$51 - $126	23%
Aetna	$72	33%
Blue Care Network	$72	33%
Hap (Health Alliance Plan)	$72 - $108	33%
Humana	$72	33%
Medicare (plans)	$72 - $215	33%
Michigan Amish Medical Board	$72	33%
Northern Michigan Mennonite Group	$72	33%
Asr Physicians Care Network	$108	49%
Cigna	$108 - $449	49%
Nomi Health	$115	52%
Employee Benefit Logistics	$122	55%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96116.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Munson Healthcare Otsego Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96116.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.