CMS Price Transparency Data

Culture, blood

Facility: Trinity Health Ann Arbor Hospital

Billing Code: 87040 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$13

about 1.3× the $10 Medicare rate · typically $11–$14

modeled estimate · not a bill or quote

What this hospital charges insurers

$13

About the fair price

1.3× Medicare

Medicare pays $10 Fair price $13 This hospital $13 Cash price $111 Hospital's list price $170

How we calculate the fair BaseRate →

How this hospital compares to other MI hospitals

Highest price of the 9 MI hospitals we have prices for — worth calling around.

Cheapest $8 Priciest $13

Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Culture, blood is about $13 (about 1.3× the $10 Medicare rate). Trinity Health Ann Arbor Hospital charges insurers about $13, or about $111 in cash — about the fair price. Located in Ann Arbor, MI.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

6 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana✓ Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$11 - $153	107%
Blue Cross Blue Shieldmajor	$6 - $13	58%
Aetnamajor	$10 - $131	97%
Cignamajor	$132	1279%
Humanamajor	$131	1269%
Kaiser Permanentemajor	$13	126%
AmeriHealth	$131	1269%
CareSource	$19	184%
Dean Health Plan	$131	1269%
GEHA	$15 - $124	145%
Health Net	$170	1647%
HealthPartners	$131	1269%
MagnaCare	$131	1269%
Medical Mutual	$131	1269%
Molina	$13	126%
MVP Health Care	$131	1269%
Paramount	$131	1269%
Priority Health	$14 - $16	136%
Tufts Health Plan	$131	1269%
UniCare	$131	1269%
+ 138 smaller / regional plans	$10 - $170

Government programs also on file: Medicare, Medicaid.

Excludes 11 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 111), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 87040.

Insurance Before you use insurance

Call your insurance company to confirm Trinity Health Ann Arbor Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 87040.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Trinity Health Ann Arbor Hospital

Compare: Culture, blood at other MI hospitals

Insurance negotiated median for the same procedure, sorted lowest first.