CMS Price Transparency Data

Ultrasound, pelvis

Facility: McLaren Lapeer Region

Billing Code: 76856 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 76856
Insurance Median: $58
Cash Discount Price: $284
vs. Medicare Baseline: 0.54x Medicare

The contracted insurance negotiated median rate for a Ultrasound, pelvis at McLaren Lapeer Region is $58. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $284. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 0.54x the Medicare baseline. Located in 1375 N Main St, Lapeer, MI.

Cash / Self-Pay

$284

Average discount available for prompt cash payment at this facility.

Insurance Median

$58

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $284 (266%)

Insurance Median: $58 (54%)

Cash: $284 (266% of Medicare)

Ins. Median: $58 (54% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$21 - $60	20%
Mclaren Commercial Ins	$31 - $250	29%
Humana	$32 - $104	30%
Medicare (plans)	$32 - $166	30%
U Of M Health Plan	$37	35%
Aetna	$39 - $564	37%
UnitedHealthcare	$40 - $754	37%
Priority Health	$47 - $459	44%
Blue Cross Blue Shield	$52 - $299	49%
Tricare	$99	93%
Mi Amish Medical Board	$104	97%
Cofinity Auto	$197	184%
Cofinity Group 15892 & 15893	$441	413%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $284.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 76856.

Insurance In-Network Protection Plan

Contact your insurance company to confirm McLaren Lapeer Region is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 76856.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.