CMS Price Transparency Data

Ultrasound, abdomen (limited)

Facility: McLaren Oakland

Billing Code: 76705 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 76705
Insurance Median: $59
Cash Discount Price: $38
vs. Medicare Baseline: 0.55x Medicare

The contracted insurance negotiated median rate for a Ultrasound, abdomen (limited) at McLaren Oakland is $59. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $38. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 0.55x the Medicare baseline. Located in 50 N Perry St, Pontiac, MI.

Cash / Self-Pay

$38

Average discount available for prompt cash payment at this facility.

Insurance Median

$59

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $38 (36%)

Insurance Median: $59 (55%)

Cash: $38 (36% of Medicare)

Ins. Median: $59 (55% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$18 - $61	17%
Humana	$27 - $104	25%
Medicare (plans)	$27 - $166	25%
U Of M Health Plan	$31	29%
Mclaren Commercial Ins	$32 - $167	30%
Aetna	$34 - $268	32%
UnitedHealthcare	$34 - $281	32%
Priority Health	$40 - $289	37%
Blue Cross Blue Shield	$44 - $341	41%
Tricare	$94	88%
Mi Amish Medical Board	$104	97%
Workers Compensation	$158	148%
Cofinity Auto	$197	184%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $38.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 76705.

Insurance In-Network Protection Plan

Contact your insurance company to confirm McLaren Oakland is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 76705.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.