CMS Price Transparency Data

CT scan, head (no contrast)

Facility: McLaren Port Huron

Billing Code: 70450 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70450
Insurance Median: $59
Cash Discount Price: $780
vs. Medicare Baseline: 0.55x Medicare

The contracted insurance negotiated median rate for a CT scan, head (no contrast) at McLaren Port Huron is $59. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $780. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 0.55x the Medicare baseline. Located in 1221 Pine Grove Ave, Port Huron, MI.

Cash / Self-Pay

$780

Average discount available for prompt cash payment at this facility.

Insurance Median

$59

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $780 (730%)

Insurance Median: $59 (55%)

Cash: $780 (730% of Medicare)

Ins. Median: $59 (55% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$26 - $60	24%
Humana	$39 - $104	37%
Medicare (plans)	$39 - $166	37%
U Of M Health Plan	$45	42%
Mclaren Commercial Ins	$49 - $421	46%
UnitedHealthcare	$49 - $1,172	46%
Aetna	$52 - $1,221	49%
Priority Health	$58 - $933	54%
Blue Cross Blue Shield	$64 - $252	60%
Mi Amish Medical Board	$104	97%
Tricare	$104	97%
Cofinity Auto	$197	184%
Workers Compensation	$509	477%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $780.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70450.

Insurance In-Network Protection Plan

Contact your insurance company to confirm McLaren Port Huron is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70450.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.