CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: University of Michigan Health - West

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $19
Cash Discount Price: $9
vs. Medicare Baseline: 0.10x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at University of Michigan Health - West is $19. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $9. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.10x the Medicare baseline. Located in 5900 Byron Center Avenue, Sw, Wyoming, MI.

Cash / Self-Pay

Average discount available for prompt cash payment at this facility.

Insurance Median

$19

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $9 (5%)

Insurance Median: $19 (10%)

Cash: $9 (5% of Medicare)

Ins. Median: $19 (10% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$17 - $181	9%
Asr Cofinity	$19	10%
Cofinity Commercial	$19	10%
Cofinity Weyco	$19	10%
Core Source	$19	10%
Epoch Group	$19	10%
Health Partners	$19	10%
Hlthcomp Admin	$19	10%
Mid America	$19	10%
Medicaid / KanCare	$97	53%
Molina Healthcare Of Mi	$97	53%
Care Resources	$163	90%
Insight Metro Care	$181	100%
Medicare (plans)	$181	100%
Molina Marketplace Commercial	$181	100%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $9.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Michigan Health - West is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.