Blood test, basic metabolic panel
Facility: Chelsea Hospital
Billing Code: 80048 (CPT)
This hospital's typical commercial price is $14 compared to the $11 fair price benchmark.
4-Star CMS clinical quality rating paired with 1.27× fair market pricing.
Highest price of the 9 MI hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.
A fair price for a Blood test, basic metabolic panel is about $11 (about 1.4× the $8 Medicare rate). Chelsea Hospital charges insurers about $14 — above the fair price. Located in Chelsea, MI.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $11. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $9 - $71 | 106% |
| Blue Cross Blue Shieldmajor | $5 - $14 | 59% |
| Aetnamajor | $8 - $72 | 95% |
| Cignamajor | $74 | 875% |
| Humanamajor | $70 | 827% |
| Kaiser Permanentemajor | $14 | 165% |
| AmeriHealth | $70 | 827% |
| CareSource | $30 | 355% |
| Dean Health Plan | $79 | 934% |
| GEHA | $13 - $71 | 154% |
| Health Net | $105 | 1241% |
| HealthPartners | $82 | 969% |
| MagnaCare | $70 | 827% |
| Medical Mutual | $70 | 827% |
| Molina | $11 | 130% |
| MVP Health Care | $79 | 934% |
| Paramount | $79 | 934% |
| Priority Health | $21 - $24 | 248% |
| Tufts Health Plan | $82 | 969% |
| UniCare | $70 | 827% |
| + 124 smaller / regional plans | $8 - $105 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Chelsea Hospital
Compare: Blood test, basic metabolic panel at other MI hospitals
- Bronson Methodist Hospital · Kalamazoo $8
- Lake Huron Medical Center · Port Huron $8
- University of Michigan Health System · Ann Arbor $8
- Henry Ford Macomb Hospital · Clinton Township $8
- Henry Ford Health Hospital · Detroit $8
- Munson Healthcare Grayling Hospital · Grayling $8
- Covenant Medical Center · Saginaw $8
- Bronson Battle Creek Hospital · Battle Creek $8
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Chelsea Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $38
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $38).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Chelsea Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $11 Fair BaseRate ($8 Medicare)
Your bill ($105) is $94 above the denoised Fair BaseRate ($11) and 13.1× the $8 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.