CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Chelsea Hospital

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 470
  • Insurance Median: $25,633
  • Cash Discount Price: $39,520
  • vs. Medicare Baseline: 1.83x Medicare
The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Chelsea Hospital is $25,633. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $39,520. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 1.83x the Medicare baseline. Located in 775 S Main St, Chelsea, MI.
Cash / Self-Pay
$39,520

Average discount available for prompt cash payment at this facility.

Insurance Median
$25,633

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)
Cash / Self-Pay: $39,520 (281%)
Insurance Median: $25,633 (183%)
Cash: $39,520 (281% of Medicare)
Ins. Median: $25,633 (183% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Health Cost Solutions $2,000 14%
Vitalcore $2,000 14%
Wellpath $2,000 14%
Hap $2,715 - $29,207 19%
Health Partners $2,715 19%
Tufts Health Plan $2,715 19%
Aetna $13,607 - $33,750 97%
Blue Care Network Advantage $13,607 97%
Blue Cross Blue Shield $13,607 - $38,108 97%
Medicare (plans) $13,607 - $13,885 97%
Align Senior Care $13,885 99%
UnitedHealthcare $14,302 102%
Cca - Zing Health $14,696 105%
Longevity Ipa Of Michigan Llc Health Plan Isnp $15,649 111%
Molina Marketplace $18,051 129%
U Of M Health Plan $25,132 179%
Priority Health $26,134 - $29,038 186%
Asr Health Benefits $29,207 208%
Caresource $29,207 208%
Varipro $29,207 208%
Employee Benefit Logistic $31,242 222%
Geha $33,750 240%
Meritain $33,750 240%
Bcn Domestic $38,108 271%
Blue Benefit Administrators Of Massachusetts $38,108 271%
Blue Care Network $38,108 271%
Blue Distinction Transplant $38,108 271%
Blue Shield - Ca $38,108 271%
Blue Shield - Id (Regence) $38,108 271%
Blue Shield - Ny Highmark Northeastern $38,108 271%
Blue Shield - Ny Highmark Western $38,108 271%
Blue Shield - Pa (Highmark) $38,108 271%
Blue Shield - Wa (Regence) $38,108 271%
Health Choices $38,108 271%
Kaiser Domestic $38,108 271%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 775 S Main St, Chelsea, MI 48118
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals