CMS Price Transparency Data
MRI, lower back (no contrast)
Facility: Chelsea Hospital
Billing Code: 72148 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 72148
- Insurance Median: $3,038
- Cash Discount Price: $2,970
- vs. Medicare Baseline: 12.46x Medicare
The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Chelsea Hospital is $3,038. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,970. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 12.46x the Medicare baseline. Located in 775 S Main St, Chelsea, MI.
Cash / Self-Pay
$2,970
Average discount available for prompt cash payment at this facility.
Insurance Median
$3,038
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$243.77
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $243.77 (100%)
Cash / Self-Pay: $2,970 (1218%)
Insurance Median: $3,038 (1246%)
Cash: $2,970 (1218% of Medicare)
Ins. Median: $3,038 (1246% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1246% of the Medicare baseline (a markup of 1146%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $133 - $234 | 55% |
| Medicaid / KanCare | $133 - $136 | 55% |
| Aetna | $155 - $2,134 | 64% |
| Geha | $155 - $3,070 | 64% |
| Meritain | $155 | 64% |
| Bcn Domestic | $199 | 82% |
| Blue Benefit Administrators Of Massachusetts | $199 | 82% |
| Blue Care Network | $199 | 82% |
| Blue Distinction Transplant | $199 | 82% |
| Blue Shield - Ca | $199 | 82% |
| Blue Shield - Id (Regence) | $199 | 82% |
| Blue Shield - Ny Highmark Northeastern | $199 | 82% |
| Blue Shield - Ny Highmark Western | $199 | 82% |
| Blue Shield - Pa (Highmark) | $199 | 82% |
| Blue Shield - Wa (Regence) | $199 | 82% |
| Health Choices | $199 - $3,038 | 82% |
| Kaiser Domestic | $199 | 82% |
| Blue Care Network Advantage | $234 | 96% |
| Medicare (plans) | $234 - $239 | 96% |
| Align Senior Care | $239 | 98% |
| Angela Hospice | $239 | 98% |
| Arbor Hospice | $239 | 98% |
| Heartland Hospice | $239 | 98% |
| UnitedHealthcare | $246 - $3,070 | 101% |
| Cca - Zing Health | $253 | 104% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $269 | 110% |
| Molina Marketplace | $310 | 127% |
| Health Cost Solutions | $370 | 152% |
| Vitalcore | $370 | 152% |
| Wellpath | $370 | 152% |
| U Of M Health Plan | $425 | 174% |
| Employee Benefit Logistic | $537 | 220% |
| Priority Health | $560 - $622 | 230% |
| Asr Health Benefits | $754 | 309% |
| Caresource | $754 | 309% |
| Hap | $754 - $3,550 | 309% |
| Varipro | $754 | 309% |
| Wc Accident Fund | $1,206 | 495% |
| Wc Advantage | $1,206 | 495% |
| Wc Aig | $1,206 | 495% |
| Wc Allied | $1,206 | 495% |
| Wc Amerisure | $1,206 | 495% |
| Wc Amtrust | $1,206 | 495% |
| Wc Asu Risk Mgt | $1,206 | 495% |
| Wc Berkley Admin | $1,206 | 495% |
| Wc Broadspire | $1,206 | 495% |
| Wc Bunch & Associates | $1,206 | 495% |
| Wc Ccmsi | $1,206 | 495% |
| Wc Emc Insurance Company | $1,206 | 495% |
| Wc Esis | $1,206 | 495% |
| Wc Fcci | $1,206 | 495% |
| Wc Federated | $1,206 | 495% |
| Wc Gallagher Bassett | $1,206 | 495% |
| Wc Genex Care For Ohio | $1,206 | 495% |
| Wc Guard Insurance Company | $1,206 | 495% |
| Wc Hartford | $1,206 | 495% |
| Wc Liberty Mutual | $1,206 | 495% |
| Wc Meijers | $1,206 | 495% |
| Wc Michigan | $1,206 | 495% |
| Wc Mitchell Frankenmuth | $1,206 | 495% |
| Wc Pma | $1,206 | 495% |
| Wc Sedgwick | $1,206 | 495% |
| Wc Sentry | $1,206 | 495% |
| Wc Travelers | $1,206 | 495% |
| Wc Tristar | $1,206 | 495% |
| Wc Walmart | $1,206 | 495% |
| Wc Zurich | $1,206 | 495% |
| Access Health | $3,038 | 1246% |
| Acclaim | $3,038 | 1246% |
| Administrative Concepts | $3,038 | 1246% |
| Allegeant | $3,038 | 1246% |
| Ameriben | $3,038 | 1246% |
| American Family | $3,038 | 1246% |
| American Healthcare Alliance | $3,038 | 1246% |
| American National | $3,038 | 1246% |
| American Republic | $3,038 | 1246% |
| Amerihealth | $3,038 | 1246% |
| Aultcare | $3,038 | 1246% |
| Automated Benefit Services | $3,038 | 1246% |
| Auxiant | $3,038 | 1246% |
| Benefit Administrative Systems,Llc | $3,038 | 1246% |
| Boon Chapman | $3,038 | 1246% |
| Cam Administrative Services | $3,038 | 1246% |
| Christian Brother Services | $3,038 | 1246% |
| Christian Brothers Holy Cross | $3,038 | 1246% |
| Comprehensive Benefits | $3,038 | 1246% |
| Continental Life Insurance | $3,038 | 1246% |
| Custom Benefit Administrators | $3,038 | 1246% |
| Employee Benefit Concepts | $3,038 | 1246% |
| Employee Benefit Management | $3,038 | 1246% |
| Enterprise Group Planning | $3,038 | 1246% |
| Freedom Life Insurance Company | $3,038 | 1246% |
| Group Administrators | $3,038 | 1246% |
| Group Marketing Services | $3,038 | 1246% |
| Guardian | $3,038 | 1246% |
| Health America | $3,038 | 1246% |
| Healthcare Management Admin | $3,038 | 1246% |
| Healthez | $3,038 | 1246% |
| Humana | $3,038 | 1246% |
| Insight | $3,038 | 1246% |
| Intercare | $3,038 | 1246% |
| Jfp Benefit Management | $3,038 | 1246% |
| Jp Farley Corporation | $3,038 | 1246% |
| Key Benefit Administrator | $3,038 | 1246% |
| Liberty Union Life Assurance Co | $3,038 | 1246% |
| Lucent Health | $3,038 | 1246% |
| Luminare Health | $3,038 | 1246% |
| Luminare Health (Detroit) | $3,038 | 1246% |
| Magnacare | $3,038 | 1246% |
| Medben | $3,038 | 1246% |
| Medcost | $3,038 | 1246% |
| Medical Mutual | $3,038 | 1246% |
| Mutual Health Services | $3,038 | 1246% |
| Mutual Of Omaha | $3,038 | 1246% |
| Ncas | $3,038 | 1246% |
| Nippon Life Ins | $3,038 | 1246% |
| Nova | $3,038 | 1246% |
| Painters Union Insurance Fund | $3,038 | 1246% |
| Physicians Mutual | $3,038 | 1246% |
| Plumbers Local 98 Insurance Fund | $3,038 | 1246% |
| Prairie States | $3,038 | 1246% |
| Preferred One | $3,038 | 1246% |
| Primary Physician Care | $3,038 | 1246% |
| Professional Benefit Administrators | $3,038 | 1246% |
| Siho Insurance Services | $3,038 | 1246% |
| Sisco Benefits | $3,038 | 1246% |
| The Loomis Company | $3,038 | 1246% |
| Unicare | $3,038 | 1246% |
| Us Health And Life | $3,038 | 1246% |
| Valenz | $3,038 | 1246% |
| Western & Southern Financial Group | $3,038 | 1246% |
| Wps | $3,038 | 1246% |
| Coventry | $3,123 | 1281% |
| First Health | $3,123 | 1281% |
| Hospice Of Michigan | $3,198 | 1312% |
| Cigna | $3,224 | 1323% |
| 1199 National Benefit Fund | $3,427 | 1406% |
| Allied National Global Care | $3,427 | 1406% |
| Asrm - Reliance Standard Life Insurance | $3,427 | 1406% |
| Christian Care Ministry | $3,427 | 1406% |
| Dean Health | $3,427 | 1406% |
| Fallon Health | $3,427 | 1406% |
| Family Life Insurance Company | $3,427 | 1406% |
| Ghc Scw | $3,427 | 1406% |
| Group Pension Administrators | $3,427 | 1406% |
| International Benefit Administrators | $3,427 | 1406% |
| Lifetime Benefit Solutions | $3,427 | 1406% |
| Manhattan Life | $3,427 | 1406% |
| Medi Share | $3,427 | 1406% |
| Multiplan | $3,427 | 1406% |
| Mvp | $3,427 | 1406% |
| Pai | $3,427 | 1406% |
| Pan-American Life | $3,427 | 1406% |
| Paramount Hmo | $3,427 | 1406% |
| Phcs | $3,427 | 1406% |
| Trinity Health Share | $3,427 | 1406% |
| Health Partners | $3,550 | 1456% |
| Tufts Health Plan | $3,550 | 1456% |
| Prime Health Services | $3,655 | 1499% |
| Three Rivers Provider Network | $4,112 | 1687% |
| Cmh Detroit Wayne Integrated Health Network | $4,569 | 1874% |
| Cmh Jackson County/Lifeways | $4,569 | 1874% |
| Cmh Lenawee County | $4,569 | 1874% |
| Cmh Livingston County | $4,569 | 1874% |
| Cmh Misc | $4,569 | 1874% |
| Cmh Monroe County | $4,569 | 1874% |
| Cmh Washtenaw County | $4,569 | 1874% |
| Magellan Behavioral Health | $4,569 | 1874% |