CMS Price Transparency Data
Physical therapy (gait training)
Facility: Chelsea Hospital
Billing Code: 97116 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 97116
- Insurance Median: $98
- Cash Discount Price: $96
- vs. Medicare Baseline: 3.37x Medicare
The contracted insurance negotiated median rate for a Physical therapy (gait training) at Chelsea Hospital is $98. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $96. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 3.37x the Medicare baseline. Located in 775 S Main St, Chelsea, MI.
Cash / Self-Pay
$96
Average discount available for prompt cash payment at this facility.
Insurance Median
$98
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$29.06
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $96 (330%)
Insurance Median: $98 (337%)
Cash: $96 (330% of Medicare)
Ins. Median: $98 (337% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 337% of the Medicare baseline (a markup of 237%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $16 - $55 | 55% |
| Medicaid / KanCare | $16 | 55% |
| Aetna | $28 - $81 | 96% |
| Blue Care Network Advantage | $28 | 96% |
| Medicare (plans) | $28 - $29 | 96% |
| Align Senior Care | $29 | 100% |
| Angela Hospice | $29 | 100% |
| Arbor Hospice | $29 | 100% |
| Heartland Hospice | $29 | 100% |
| UnitedHealthcare | $30 - $99 | 103% |
| Cca - Zing Health | $31 | 107% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $33 | 114% |
| Molina Marketplace | $38 | 131% |
| Wc Accident Fund | $39 | 134% |
| Wc Advantage | $39 | 134% |
| Wc Aig | $39 | 134% |
| Wc Allied | $39 | 134% |
| Wc Amerisure | $39 | 134% |
| Wc Amtrust | $39 | 134% |
| Wc Asu Risk Mgt | $39 | 134% |
| Wc Berkley Admin | $39 | 134% |
| Wc Broadspire | $39 | 134% |
| Wc Bunch & Associates | $39 | 134% |
| Wc Ccmsi | $39 | 134% |
| Wc Emc Insurance Company | $39 | 134% |
| Wc Esis | $39 | 134% |
| Wc Fcci | $39 | 134% |
| Wc Federated | $39 | 134% |
| Wc Gallagher Bassett | $39 | 134% |
| Wc Genex Care For Ohio | $39 | 134% |
| Wc Guard Insurance Company | $39 | 134% |
| Wc Hartford | $39 | 134% |
| Wc Liberty Mutual | $39 | 134% |
| Wc Meijers | $39 | 134% |
| Wc Michigan | $39 | 134% |
| Wc Mitchell Frankenmuth | $39 | 134% |
| Wc Pma | $39 | 134% |
| Wc Sedgwick | $39 | 134% |
| Wc Sentry | $39 | 134% |
| Wc Travelers | $39 | 134% |
| Wc Tristar | $39 | 134% |
| Wc Walmart | $39 | 134% |
| Wc Zurich | $39 | 134% |
| U Of M Health Plan | $44 | 151% |
| Health Cost Solutions | $45 | 155% |
| Vitalcore | $45 | 155% |
| Wellpath | $45 | 155% |
| Priority Health | $51 - $57 | 175% |
| Bcn Domestic | $55 | 189% |
| Blue Benefit Administrators Of Massachusetts | $55 | 189% |
| Blue Care Network | $55 | 189% |
| Blue Distinction Transplant | $55 | 189% |
| Blue Shield - Ca | $55 | 189% |
| Blue Shield - Id (Regence) | $55 | 189% |
| Blue Shield - Ny Highmark Northeastern | $55 | 189% |
| Blue Shield - Ny Highmark Western | $55 | 189% |
| Blue Shield - Pa (Highmark) | $55 | 189% |
| Blue Shield - Wa (Regence) | $55 | 189% |
| Health Choices | $55 - $98 | 189% |
| Kaiser Domestic | $55 | 189% |
| Employee Benefit Logistic | $65 | 224% |
| Asr Health Benefits | $71 | 244% |
| Caresource | $71 | 244% |
| Hap | $71 - $115 | 244% |
| Varipro | $71 | 244% |
| Geha | $81 - $99 | 279% |
| Meritain | $81 | 279% |
| Access Health | $98 | 337% |
| Acclaim | $98 | 337% |
| Administrative Concepts | $98 | 337% |
| Allegeant | $98 | 337% |
| Ameriben | $98 | 337% |
| American Family | $98 | 337% |
| American Healthcare Alliance | $98 | 337% |
| American National | $98 | 337% |
| American Republic | $98 | 337% |
| Amerihealth | $98 | 337% |
| Aultcare | $98 | 337% |
| Automated Benefit Services | $98 | 337% |
| Auxiant | $98 | 337% |
| Benefit Administrative Systems,Llc | $98 | 337% |
| Boon Chapman | $98 | 337% |
| Cam Administrative Services | $98 | 337% |
| Christian Brother Services | $98 | 337% |
| Christian Brothers Holy Cross | $98 | 337% |
| Comprehensive Benefits | $98 | 337% |
| Continental Life Insurance | $98 | 337% |
| Custom Benefit Administrators | $98 | 337% |
| Employee Benefit Concepts | $98 | 337% |
| Employee Benefit Management | $98 | 337% |
| Enterprise Group Planning | $98 | 337% |
| Freedom Life Insurance Company | $98 | 337% |
| Group Administrators | $98 | 337% |
| Group Marketing Services | $98 | 337% |
| Guardian | $98 | 337% |
| Health America | $98 | 337% |
| Healthcare Management Admin | $98 | 337% |
| Healthez | $98 | 337% |
| Humana | $98 | 337% |
| Insight | $98 | 337% |
| Intercare | $98 | 337% |
| Jfp Benefit Management | $98 | 337% |
| Jp Farley Corporation | $98 | 337% |
| Key Benefit Administrator | $98 | 337% |
| Liberty Union Life Assurance Co | $98 | 337% |
| Lucent Health | $98 | 337% |
| Luminare Health | $98 | 337% |
| Luminare Health (Detroit) | $98 | 337% |
| Magnacare | $98 | 337% |
| Medben | $98 | 337% |
| Medcost | $98 | 337% |
| Medical Mutual | $98 | 337% |
| Mutual Health Services | $98 | 337% |
| Mutual Of Omaha | $98 | 337% |
| Ncas | $98 | 337% |
| Nippon Life Ins | $98 | 337% |
| Nova | $98 | 337% |
| Painters Union Insurance Fund | $98 | 337% |
| Physicians Mutual | $98 | 337% |
| Plumbers Local 98 Insurance Fund | $98 | 337% |
| Prairie States | $98 | 337% |
| Preferred One | $98 | 337% |
| Primary Physician Care | $98 | 337% |
| Professional Benefit Administrators | $98 | 337% |
| Siho Insurance Services | $98 | 337% |
| Sisco Benefits | $98 | 337% |
| The Loomis Company | $98 | 337% |
| Unicare | $98 | 337% |
| Us Health And Life | $98 | 337% |
| Valenz | $98 | 337% |
| Western & Southern Financial Group | $98 | 337% |
| Wps | $98 | 337% |
| Coventry | $101 | 348% |
| First Health | $101 | 348% |
| Cigna | $104 | 358% |
| Hospice Of Michigan | $104 | 358% |
| 1199 National Benefit Fund | $111 | 382% |
| Allied National Global Care | $111 | 382% |
| Asrm - Reliance Standard Life Insurance | $111 | 382% |
| Christian Care Ministry | $111 | 382% |
| Dean Health | $111 | 382% |
| Fallon Health | $111 | 382% |
| Family Life Insurance Company | $111 | 382% |
| Ghc Scw | $111 | 382% |
| Group Pension Administrators | $111 | 382% |
| International Benefit Administrators | $111 | 382% |
| Lifetime Benefit Solutions | $111 | 382% |
| Manhattan Life | $111 | 382% |
| Medi Share | $111 | 382% |
| Multiplan | $111 | 382% |
| Mvp | $111 | 382% |
| Pai | $111 | 382% |
| Pan-American Life | $111 | 382% |
| Paramount Hmo | $111 | 382% |
| Phcs | $111 | 382% |
| Trinity Health Share | $111 | 382% |
| Health Partners | $115 | 396% |
| Tufts Health Plan | $115 | 396% |
| Prime Health Services | $118 | 406% |
| Three Rivers Provider Network | $133 | 458% |
| Cmh Detroit Wayne Integrated Health Network | $148 | 509% |
| Cmh Jackson County/Lifeways | $148 | 509% |
| Cmh Lenawee County | $148 | 509% |
| Cmh Livingston County | $148 | 509% |
| Cmh Misc | $148 | 509% |
| Cmh Monroe County | $148 | 509% |
| Cmh Washtenaw County | $148 | 509% |
| Magellan Behavioral Health | $148 | 509% |