CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: Chelsea Hospital

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 451
  • Insurance Median: $48,773
  • Cash Discount Price: $51,658
  • vs. Medicare Baseline: 2.08x Medicare
The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at Chelsea Hospital is $48,773. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $51,658. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 2.08x the Medicare baseline. Located in 775 S Main St, Chelsea, MI.
Cash / Self-Pay
$51,658

Average discount available for prompt cash payment at this facility.

Insurance Median
$48,773

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)
Cash / Self-Pay: $51,658 (220%)
Insurance Median: $48,773 (208%)
Cash: $51,658 (220% of Medicare)
Ins. Median: $48,773 (208% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 208% of the Medicare baseline (a markup of 108%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $22,789 - $56,522 97%
Blue Care Network Advantage $22,789 97%
Blue Cross Blue Shield $22,789 - $57,462 97%
Medicare (plans) $22,789 - $23,254 97%
Align Senior Care $23,254 99%
UnitedHealthcare $23,952 102%
Cca - Zing Health $24,612 105%
Longevity Ipa Of Michigan Llc Health Plan Isnp $26,207 112%
Molina Marketplace $30,230 129%
Priority Health $43,767 - $48,630 186%
Asr Health Benefits $48,915 208%
Caresource $48,915 208%
Hap $48,915 208%
Varipro $48,915 208%
Employee Benefit Logistic $52,322 223%
Geha $56,522 240%
Meritain $56,522 240%
Bcn Domestic $57,462 244%
Blue Benefit Administrators Of Massachusetts $57,462 244%
Blue Care Network $57,462 244%
Blue Distinction Transplant $57,462 244%
Blue Shield - Ca $57,462 244%
Blue Shield - Id (Regence) $57,462 244%
Blue Shield - Ny Highmark Northeastern $57,462 244%
Blue Shield - Ny Highmark Western $57,462 244%
Blue Shield - Pa (Highmark) $57,462 244%
Blue Shield - Wa (Regence) $57,462 244%
Health Choices $57,462 244%
Kaiser Domestic $57,462 244%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 775 S Main St, Chelsea, MI 48118
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals