X-ray, neck (cervical spine)
Facility: Chelsea Hospital
Billing Code: 72040 (CPT)
This hospital's typical commercial price is $82 compared to the $74 fair price benchmark.
4-Star CMS clinical quality rating paired with 1.11× fair market pricing.
Highest price of the 9 MI hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.
A fair price for a X-ray, neck (cervical spine) is about $74 (about 0.8× the $89 Medicare rate). Chelsea Hospital charges insurers about $82, or about $233 in cash — about the fair price. Located in Chelsea, MI.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $90 - $241 | 101% |
| Blue Cross Blue Shieldmajor | $46 - $85 | 52% |
| Aetnamajor | $85 - $245 | 96% |
| Cignamajor | $253 | 285% |
| Humanamajor | $239 | 269% |
| Kaiser Permanentemajor | $75 | 84% |
| AmeriHealth | $239 | 269% |
| CareSource | $61 | 69% |
| Dean Health Plan | $269 | 303% |
| GEHA | $101 - $241 | 114% |
| Health Net | $359 | 404% |
| HealthPartners | $279 | 314% |
| MagnaCare | $239 | 269% |
| Medical Mutual | $239 | 269% |
| Molina | $113 | 127% |
| MVP Health Care | $269 | 303% |
| Paramount | $269 | 303% |
| Priority Health | $82 - $91 | 92% |
| Tufts Health Plan | $279 | 314% |
| UniCare | $239 | 269% |
| + 124 smaller / regional plans | $61 - $359 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Chelsea Hospital
Compare: X-ray, neck (cervical spine) at other MI hospitals
- Aspirus Ironwood Hospital · Ironwood $19
- Aspirus Iron River Hospital & Clinics, Inc · Iron River $21
- Aspirus Keweenaw Hospital and Clinics · Laurium $22
- Charlevoix Area Hospital · Charlevoix $27
- Oaklawn Hospital · Marshall $36
- Munson Healthcare Grayling Hospital · Grayling $37
- Covenant Medical Center · Saginaw $37
- Munson Healthcare Cadillac Hospital · Cadillac $37
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Chelsea Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $130
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $130).
Self-Pay Cash Rate ($233) Beats Your Bill
Chelsea Hospital's published 45 CFR § 180 self-pay cash rate is $233 (vs. $82 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $74 Fair BaseRate ($89 Medicare)
Your bill ($359) is $285 above the denoised Fair BaseRate ($74) and 4.0× the $89 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.