CMS Price Transparency Data

Blood antibody screen

Facility: Munson Healthcare Manistee Hospital

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $94
Cash Discount Price: $111
vs. Medicare Baseline: 1.77x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Munson Healthcare Manistee Hospital is $94. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $111. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 1.77x the Medicare baseline. Located in 1465 E Parkdale Ave, Manistee, MI.

Cash / Self-Pay

$111

Average discount available for prompt cash payment at this facility.

Insurance Median

$94

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $111 (208%)

Insurance Median: $94 (177%)

Cash: $111 (208% of Medicare)

Ins. Median: $94 (177% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$7 - $65	13%
Mclaren Health Plan	$8 - $98	15%
UnitedHealthcare	$9 - $117	17%
Aetna	$10 - $112	19%
Cigna	$10 - $100	19%
Cofinity	$10 - $114	19%
Priority Health	$10 - $100	19%
Meridian	$27	51%
Molina	$27 - $56	51%
Hap (Health Alliance Plan)	$52 - $104	98%
Humana	$52	98%
Medicare (plans)	$52	98%
Michigan Amish Medical Board	$52	98%
Northern Michigan Mennonite Group	$52	98%
Prime Health Services	$52 - $120	98%
Wellcare Meridian	$52	98%
Hospice Of Michigan	$78	147%
Employee Benefits Logistics	$88	165%
Munson Hospice	$91 - $852	171%
Asr/Physicians Care	$104	195%
Enterprise Group Planning/Employee Benefits Plan	$104	195%
Medical Cost Savings Solution	$104	195%
Nomi Health	$104	195%
Provider Network Of America	$110	207%
Three Rivers Provider Network	$110	207%
Multiplan	$114	214%
Great West Healthcare	$117	220%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $111.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Munson Healthcare Manistee Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.