Sleep study (overnight, in lab)
Facility: Munson Healthcare Manistee Hospital
Billing Code: 95810 (CPT)
- CPT Billing Code: 95810
- Insurance Median: $856
- Cash Discount Price: $4,814
- vs. Medicare Baseline: 0.98x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Mclaren Health Plan | $74 - $4,807 | 8% |
| Meridian | $74 - $448 | 8% |
| Molina | $74 - $924 | 8% |
| Priority Health | $74 - $1,661 | 8% |
| UnitedHealthcare | $74 - $5,768 | 8% |
| Blue Cross Blue Shield | $75 - $3,215 | 9% |
| Aetna | $117 - $5,537 | 13% |
| Hap (Health Alliance Plan) | $117 - $5,127 | 13% |
| Humana | $117 - $856 | 13% |
| Medicare (plans) | $117 - $856 | 13% |
| Michigan Amish Medical Board | $117 - $856 | 13% |
| Northern Michigan Mennonite Group | $117 - $856 | 13% |
| Prime Health Services | $117 - $5,896 | 13% |
| Wellcare Meridian | $117 - $856 | 13% |
| Cofinity | $146 - $5,640 | 17% |
| Cigna | $159 - $1,661 | 18% |
| Provider Network Of America | $164 - $5,448 | 19% |
| Asr/Physicians Care | $176 - $5,127 | 20% |
| Nomi Health | $187 - $5,127 | 21% |
| Employee Benefits Logistics | $199 - $1,455 | 23% |
| Munson Hospice | $852 - $4,486 | 97% |
| Hospice Of Michigan | $2,951 - $3,845 | 336% |
| Enterprise Group Planning/Employee Benefits Plan | $3,935 - $5,127 | 449% |
| Medical Cost Savings Solution | $3,935 - $5,127 | 449% |
| Three Rivers Provider Network | $4,181 - $5,448 | 477% |
| Multiplan | $4,329 - $5,640 | 493% |
| Great West Healthcare | $4,427 - $5,768 | 505% |