Breast lump removal
Facility: Helen Newberry Joy Hospital
Billing Code: 19120 (CPT)
This hospital's typical commercial price is $460 compared to the $695 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
One of the lower prices — 6 of 8 other MI hospitals charge more for the same procedure.
Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.
A fair price for a Breast lump removal is about $695 (about 0.2× the $4,000 Medicare rate). Helen Newberry Joy Hospital charges insurers about $460, or about $880 in cash — below the fair price — a good deal. Located in Newberry, MI.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $1,397 | 35% |
| Blue Cross Blue Shieldmajor | $460 - $680 | 11% |
| Aetnamajor | $460 - $1,327 | 11% |
| Cignamajor | $1,355 | 34% |
| Humanamajor | $460 | 11% |
| Priority Health | $1,397 | 35% |
| + 7 smaller / regional plans | $400 - $1,603 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Helen Newberry Joy Hospital
Compare: Breast lump removal at other MI hospitals
- Charlevoix Area Hospital · Charlevoix $441
- University of Michigan Health System · Ann Arbor $445
- McLaren Oakland · Pontiac $478
- McLaren Port Huron · Port Huron $478
- McLaren Bay Region · Bay City $521
- McLaren Central Michigan · Mount Pleasant $521
- McLaren Northern Michigan · Petoskey $521
- McLaren Flint · Flint $521
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Helen Newberry Joy Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $507
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $507).
Self-Pay Cash Rate ($880) Beats Your Bill
Helen Newberry Joy Hospital's published 45 CFR § 180 self-pay cash rate is $880 (vs. $460 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $695 Fair BaseRate ($4,000 Medicare)
Your bill ($1,397) is $702 above the denoised Fair BaseRate ($695) and 0.3× the $4,000 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.