CMS Price Transparency Data

Blood test, sodium

Facility: Mercy Health Lakeshore Campus

Billing Code: 84295 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 84295
  • Insurance Median: $29
  • Cash Discount Price: $22
  • vs. Medicare Baseline: 6.03x Medicare
The contracted insurance negotiated median rate for a Blood test, sodium at Mercy Health Lakeshore Campus is $29. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $22. Compared to the federal Medicare reimbursement reference rate of $4.81, this hospital’s rate is 6.03x the Medicare baseline. Located in 72 South State Street, Shelby, MI.
Cash / Self-Pay
$22

Average discount available for prompt cash payment at this facility.

Insurance Median
$29

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$4.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.81 (100%)
Cash / Self-Pay: $22 (457%)
Insurance Median: $29 (603%)
Cash: $22 (457% of Medicare)
Ins. Median: $29 (603% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 603% of the Medicare baseline (a markup of 503%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
U Of M Health Plan $2 - $30 42%
Blue Cross Blue Shield $4 - $29 83%
Medicaid / KanCare $4 83%
Access Health $5 104%
Aetna $5 - $27 104%
Align Senior Care $5 104%
Blue Care Network Advantage $5 104%
Correctional Recovery $5 104%
Longevity Ipa Of Michigan Llc Health Plan Isnp $5 104%
Medicare (plans) $5 - $8 104%
Vitalcore $7 146%
Wellpath $7 146%
Oscar $10 208%
UnitedHealthcare $12 - $31 249%
Molina Marketplace $14 291%
Hospice Of Michigan $19 395%
Nomi Health $19 395%
Hap $25 520%
Geha $27 - $31 561%
Meritain $27 561%
Wc Accident Fund $27 561%
Wc Advantage $27 561%
Wc Aig $27 561%
Wc Allied $27 561%
Wc Amerisure $27 561%
Wc Amtrust $27 561%
Wc Asu Risk Mgt $27 561%
Wc Berkley Admin $27 561%
Wc Broadspire $27 561%
Wc Bunch & Associates $27 561%
Wc Ccmsi $27 561%
Wc Emc Insurance Company $27 561%
Wc Esis $27 561%
Wc Fcci $27 561%
Wc Federated $27 561%
Wc Gallagher Bassett $27 561%
Wc Genex Care For Ohio $27 561%
Wc Guard Insurance Company $27 561%
Wc Hartford $27 561%
Wc Liberty Mutual $27 561%
Wc Meijers $27 561%
Wc Michigan $27 561%
Wc Mitchell Frankenmuth $27 561%
Wc Pma $27 561%
Wc Sedgwick $27 561%
Wc Sentry $27 561%
Wc Travelers $27 561%
Wc Tristar $27 561%
Wc Walmart $27 561%
Wc Zurich $27 561%
Asr Health Benefits $28 582%
1199 National Benefit Fund $29 603%
Allied National Global Care $29 603%
Asrm - Reliance Standard Life Insurance $29 603%
Bcn Domestic $29 603%
Blue Benefit Administrators Of Massachusetts $29 603%
Blue Care Network $29 603%
Blue Distinction Transplant $29 603%
Blue Shield - Ca $29 603%
Blue Shield - Id (Regence) $29 603%
Blue Shield - Ny Highmark Northeastern $29 603%
Blue Shield - Ny Highmark Western $29 603%
Blue Shield - Pa (Highmark) $29 603%
Blue Shield - Wa (Regence) $29 603%
Christian Care Ministry $29 603%
Dean Health $29 603%
Fallon Health $29 603%
Family Life Insurance Company $29 603%
Ghc Scw $29 603%
Group Pension Administrators $29 603%
Health Choices $29 - $30 603%
International Benefit Administrators $29 603%
Kaiser Domestic $29 603%
Lifetime Benefit Solutions $29 603%
Manhattan Life $29 603%
Medi Share $29 603%
Multiplan $29 603%
Mvp $29 603%
Pai $29 603%
Pan-American Life $29 603%
Paramount Hmo $29 603%
Phcs $29 603%
Trinity Health Share $29 603%
Acclaim $30 624%
Administrative Concepts $30 624%
Allegeant $30 624%
Allied Benefit Systems $30 624%
Ameriben $30 624%
American Family $30 624%
American Healthcare Alliance $30 624%
American Republic $30 624%
Amerihealth $30 624%
Aultcare $30 624%
Automated Benefit Services $30 624%
Auxiant $30 624%
Benefit Administrative Systems,Llc $30 624%
Boon Chapman $30 624%
Cam Administrative Services $30 624%
Christian Brother Services $30 624%
Christian Brothers Holy Cross $30 624%
Cigna $30 624%
Claimchoice Adminstrators $30 624%
Comprehensive Benefits $30 624%
Consociate $30 624%
Continental Life Insurance $30 624%
Custom Benefit Administrators $30 624%
Cypress Benefit Administrators $30 624%
Employee Benefit Concepts $30 624%
Employee Benefit Management $30 624%
Enterprise Group Planning $30 624%
Forest County Potawatomi $30 624%
Freedom Life Insurance Company $30 624%
Group Administrators $30 624%
Group Marketing Services $30 624%
Guardian $30 624%
Health America $30 624%
Health Smart $30 624%
Healthez $30 624%
Healthgram $30 624%
Healthscope $30 624%
Humana $30 624%
Insight $30 624%
Intercare $30 624%
Jfp Benefit Management $30 624%
Jp Farley Corporation $30 624%
Key Benefit Administrator $30 624%
Liberty Union Life Assurance Co $30 624%
Lucent Health $30 624%
Luminare Health $30 624%
Luminare Health (Detroit) $30 624%
Medben $30 624%
Medcost $30 624%
Medical Mutual $30 624%
Mutual Health Services $30 624%
Mutual Of Omaha $30 624%
Ncas $30 624%
Nippon Life Ins $30 624%
Nova $30 624%
Painters Union Insurance Fund $30 624%
Physicians Mutual $30 624%
Plumbers Local 98 Insurance Fund $30 624%
Prairie States $30 624%
Primary Physician Care $30 624%
Professional Benefit Administrators $30 624%
Secureone Preferred United Plans $30 624%
The Loomis Company $30 624%
Trustmark Small Business Benefits $30 624%
Unicare $30 624%
Unified Group Services $30 624%
Us Health And Life $30 624%
Valenz $30 624%
Varipro $30 624%
Western & Southern Financial Group $30 624%
Wps $30 624%
First Health $31 644%
Priority Health $31 644%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 72 South State Street, Shelby, MI 49455
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Critical Access Hospitals