CMS Price Transparency Data
MRI, lower back (no contrast)
Facility: Mercy Health Lakeshore Campus
Billing Code: 72148 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 72148
- Insurance Median: $2,129
- Cash Discount Price: $1,546
- vs. Medicare Baseline: 8.73x Medicare
The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Mercy Health Lakeshore Campus is $2,129. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,546. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 8.73x the Medicare baseline. Located in 72 South State Street, Shelby, MI.
Cash / Self-Pay
$1,546
Average discount available for prompt cash payment at this facility.
Insurance Median
$2,129
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$243.77
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $243.77 (100%)
Cash / Self-Pay: $1,546 (634%)
Insurance Median: $2,129 (873%)
Cash: $1,546 (634% of Medicare)
Ins. Median: $2,129 (873% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 873% of the Medicare baseline (a markup of 773%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $180 - $583 | 74% |
| Medicaid / KanCare | $180 - $183 | 74% |
| Wellpath | $357 | 146% |
| Access Health | $416 | 171% |
| U Of M Health Plan | $425 - $2,129 | 174% |
| Blue Care Network Advantage | $583 | 239% |
| Medicare (plans) | $583 | 239% |
| Aetna | $595 | 244% |
| Align Senior Care | $595 | 244% |
| Correctional Recovery | $595 | 244% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $670 | 275% |
| Oscar | $731 | 300% |
| Vitalcore | $793 | 325% |
| UnitedHealthcare | $833 - $2,141 | 342% |
| Molina Marketplace | $990 | 406% |
| Hospice Of Michigan | $1,308 | 537% |
| Nomi Health | $1,332 | 546% |
| Hap | $1,782 - $2,184 | 731% |
| Wc Accident Fund | $1,876 | 770% |
| Wc Advantage | $1,876 | 770% |
| Wc Aig | $1,876 | 770% |
| Wc Allied | $1,876 | 770% |
| Wc Amerisure | $1,876 | 770% |
| Wc Amtrust | $1,876 | 770% |
| Wc Asu Risk Mgt | $1,876 | 770% |
| Wc Berkley Admin | $1,876 | 770% |
| Wc Broadspire | $1,876 | 770% |
| Wc Bunch & Associates | $1,876 | 770% |
| Wc Ccmsi | $1,876 | 770% |
| Wc Emc Insurance Company | $1,876 | 770% |
| Wc Esis | $1,876 | 770% |
| Wc Fcci | $1,876 | 770% |
| Wc Federated | $1,876 | 770% |
| Wc Gallagher Bassett | $1,876 | 770% |
| Wc Genex Care For Ohio | $1,876 | 770% |
| Wc Guard Insurance Company | $1,876 | 770% |
| Wc Hartford | $1,876 | 770% |
| Wc Liberty Mutual | $1,876 | 770% |
| Wc Meijers | $1,876 | 770% |
| Wc Michigan | $1,876 | 770% |
| Wc Mitchell Frankenmuth | $1,876 | 770% |
| Wc Pma | $1,876 | 770% |
| Wc Sedgwick | $1,876 | 770% |
| Wc Sentry | $1,876 | 770% |
| Wc Travelers | $1,876 | 770% |
| Wc Tristar | $1,876 | 770% |
| Wc Walmart | $1,876 | 770% |
| Wc Zurich | $1,876 | 770% |
| Asr Health Benefits | $1,981 | 813% |
| 1199 National Benefit Fund | $2,046 | 839% |
| Allied National Global Care | $2,046 | 839% |
| Asrm - Reliance Standard Life Insurance | $2,046 | 839% |
| Christian Care Ministry | $2,046 | 839% |
| Dean Health | $2,046 | 839% |
| Fallon Health | $2,046 | 839% |
| Family Life Insurance Company | $2,046 | 839% |
| Ghc Scw | $2,046 | 839% |
| Group Pension Administrators | $2,046 | 839% |
| International Benefit Administrators | $2,046 | 839% |
| Lifetime Benefit Solutions | $2,046 | 839% |
| Manhattan Life | $2,046 | 839% |
| Medi Share | $2,046 | 839% |
| Multiplan | $2,046 | 839% |
| Mvp | $2,046 | 839% |
| Pai | $2,046 | 839% |
| Pan-American Life | $2,046 | 839% |
| Paramount Hmo | $2,046 | 839% |
| Phcs | $2,046 | 839% |
| Trinity Health Share | $2,046 | 839% |
| Cigna | $2,065 | 847% |
| Caresource | $2,123 | 871% |
| Acclaim | $2,129 | 873% |
| Administrative Concepts | $2,129 | 873% |
| Allegeant | $2,129 | 873% |
| Allied Benefit Systems | $2,129 | 873% |
| Ameriben | $2,129 | 873% |
| American Family | $2,129 | 873% |
| American Healthcare Alliance | $2,129 | 873% |
| American Republic | $2,129 | 873% |
| Amerihealth | $2,129 | 873% |
| Aultcare | $2,129 | 873% |
| Automated Benefit Services | $2,129 | 873% |
| Auxiant | $2,129 | 873% |
| Benefit Administrative Systems,Llc | $2,129 | 873% |
| Boon Chapman | $2,129 | 873% |
| Cam Administrative Services | $2,129 | 873% |
| Christian Brother Services | $2,129 | 873% |
| Christian Brothers Holy Cross | $2,129 | 873% |
| Claimchoice Adminstrators | $2,129 | 873% |
| Comprehensive Benefits | $2,129 | 873% |
| Consociate | $2,129 | 873% |
| Continental Life Insurance | $2,129 | 873% |
| Custom Benefit Administrators | $2,129 | 873% |
| Cypress Benefit Administrators | $2,129 | 873% |
| Employee Benefit Concepts | $2,129 | 873% |
| Employee Benefit Management | $2,129 | 873% |
| Enterprise Group Planning | $2,129 | 873% |
| Forest County Potawatomi | $2,129 | 873% |
| Freedom Life Insurance Company | $2,129 | 873% |
| Group Administrators | $2,129 | 873% |
| Group Marketing Services | $2,129 | 873% |
| Guardian | $2,129 | 873% |
| Health America | $2,129 | 873% |
| Health Choices | $2,129 | 873% |
| Health Smart | $2,129 | 873% |
| Healthez | $2,129 | 873% |
| Healthgram | $2,129 | 873% |
| Healthscope | $2,129 | 873% |
| Humana | $2,129 | 873% |
| Insight | $2,129 | 873% |
| Intercare | $2,129 | 873% |
| Jfp Benefit Management | $2,129 | 873% |
| Jp Farley Corporation | $2,129 | 873% |
| Key Benefit Administrator | $2,129 | 873% |
| Liberty Union Life Assurance Co | $2,129 | 873% |
| Lucent Health | $2,129 | 873% |
| Luminare Health | $2,129 | 873% |
| Luminare Health (Detroit) | $2,129 | 873% |
| Medben | $2,129 | 873% |
| Medcost | $2,129 | 873% |
| Medical Mutual | $2,129 | 873% |
| Mutual Health Services | $2,129 | 873% |
| Mutual Of Omaha | $2,129 | 873% |
| Ncas | $2,129 | 873% |
| Nippon Life Ins | $2,129 | 873% |
| Nova | $2,129 | 873% |
| Painters Union Insurance Fund | $2,129 | 873% |
| Physicians Mutual | $2,129 | 873% |
| Plumbers Local 98 Insurance Fund | $2,129 | 873% |
| Prairie States | $2,129 | 873% |
| Primary Physician Care | $2,129 | 873% |
| Professional Benefit Administrators | $2,129 | 873% |
| Secureone Preferred United Plans | $2,129 | 873% |
| The Loomis Company | $2,129 | 873% |
| Trustmark Small Business Benefits | $2,129 | 873% |
| Unicare | $2,129 | 873% |
| Unified Group Services | $2,129 | 873% |
| Us Health And Life | $2,129 | 873% |
| Valenz | $2,129 | 873% |
| Varipro | $2,129 - $2,184 | 873% |
| Western & Southern Financial Group | $2,129 | 873% |
| Wps | $2,129 | 873% |
| Geha | $2,141 | 878% |
| Priority Health | $2,144 | 880% |
| First Health | $2,151 | 882% |