CMS Price Transparency Data

Blood test, glucose (blood sugar)

Facility: Charlevoix Area Hospital

Billing Code: 82947 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82947
Insurance Median: $33
Cash Discount Price: $37
vs. Medicare Baseline: 8.40x Medicare

The contracted insurance negotiated median rate for a Blood test, glucose (blood sugar) at Charlevoix Area Hospital is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $37. Compared to the federal Medicare reimbursement reference rate of $3.93, this hospital’s rate is 8.40x the Medicare baseline. Located in 14700 Lakeshore Drive, Charlevoix, MI.

Cash / Self-Pay

$37

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.93 (100%)

Cash / Self-Pay: $37 (941%)

Insurance Median: $33 (840%)

Cash: $37 (941% of Medicare)

Ins. Median: $33 (840% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 840% of the Medicare baseline (a markup of 740%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$2 - $48	51%
Mclaren Health Plan	$3 - $48	76%
Meridian	$3	76%
Priority Health	$3 - $52	76%
UnitedHealthcare	$3 - $45	76%
Cigna	$4 - $52	102%
Hap (Health Alliance Plan)	$6 - $42	153%
Provider Network Of America/Hma Group Health	$6 - $44	153%
Aetna	$17 - $47	433%
Blue Care Network	$17 - $24	433%
Medicare (plans)	$17 - $24	433%
Michigan Amish Medical Board	$17 - $24	433%
Northern Michigan Mennonite Group	$17 - $24	433%
Molina	$18 - $26	458%
Hospice Of Michigan	$22 - $31	560%
Asr Physicians Care Network	$29 - $42	738%
Employee Benefits Logistics	$29 - $42	738%
Enterprise Group Planning Employee Benefit Plan	$29 - $42	738%
First Health/Coventry Health/Community Care Network	$29 - $42	738%
Medical Cost Savings Solution	$29 - $42	738%
Three Rivers Provider Network	$31 - $44	789%
Cofinity	$33 - $48	840%
Iba Health And Life Assurance Company	$33 - $48	840%
Nomi Health	$33 - $48	840%
Preferred Medical Claim Solutions	$34 - $49	865%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $37.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82947.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Charlevoix Area Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82947.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.