CMS Price Transparency Data

CT scan, chest (no contrast)

Facility: Charlevoix Area Hospital

Billing Code: 71250 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71250
Insurance Median: $147
Cash Discount Price: $887
vs. Medicare Baseline: 1.38x Medicare

The contracted insurance negotiated median rate for a CT scan, chest (no contrast) at Charlevoix Area Hospital is $147. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $887. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.38x the Medicare baseline. Located in 14700 Lakeshore Drive, Charlevoix, MI.

Cash / Self-Pay

$887

Average discount available for prompt cash payment at this facility.

Insurance Median

$147

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $887 (830%)

Insurance Median: $147 (138%)

Cash: $887 (830% of Medicare)

Ins. Median: $147 (138% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mclaren Health Plan	$32 - $971	30%
Meridian	$32 - $74	30%
Priority Health	$32 - $1,043	30%
UnitedHealthcare	$32 - $906	30%
Blue Cross Blue Shield	$33 - $963	31%
Aetna	$49 - $942	46%
Blue Care Network	$49 - $490	46%
Hap (Health Alliance Plan)	$49 - $834	46%
Medicare (plans)	$49 - $490	46%
Michigan Amish Medical Board	$49 - $490	46%
Molina	$49 - $529	46%
Northern Michigan Mennonite Group	$49 - $490	46%
Asr Physicians Care Network	$73 - $834	68%
Cigna	$76 - $1,043	71%
Nomi Health	$78 - $970	73%
Employee Benefits Logistics	$83 - $833	78%
Provider Network Of America/Hma Group Health	$147 - $887	138%
Hospice Of Michigan	$626	586%
Enterprise Group Planning Employee Benefit Plan	$834	781%
First Health/Coventry Health/Community Care Network	$834	781%
Medical Cost Savings Solution	$834	781%
Three Rivers Provider Network	$887	830%
Iba Health And Life Assurance Company	$960	899%
Cofinity	$970	908%
Preferred Medical Claim Solutions	$991	928%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $887.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71250.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Charlevoix Area Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71250.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.