CMS Price Transparency Data

CT scan, head (with contrast)

Facility: Charlevoix Area Hospital

Billing Code: 70460 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70460
  • Insurance Median: $586
  • Cash Discount Price: $1,050
  • vs. Medicare Baseline: 3.27x Medicare
The contracted insurance negotiated median rate for a CT scan, head (with contrast) at Charlevoix Area Hospital is $586. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,050. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 3.27x the Medicare baseline. Located in 14700 Lakeshore Drive, Charlevoix, MI.
Cash / Self-Pay
$1,050

Average discount available for prompt cash payment at this facility.

Insurance Median
$586

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)
Cash / Self-Pay: $1,050 (586%)
Insurance Median: $586 (327%)
Cash: $1,050 (586% of Medicare)
Ins. Median: $586 (327% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 327% of the Medicare baseline (a markup of 227%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Mclaren Health Plan $34 - $1,151 19%
Meridian $34 - $124 19%
Priority Health $34 - $1,236 19%
UnitedHealthcare $34 - $1,074 19%
Blue Cross Blue Shield $35 - $1,142 20%
Aetna $51 - $1,116 28%
Blue Care Network $51 - $581 28%
Hap (Health Alliance Plan) $51 - $989 28%
Medicare (plans) $51 - $581 28%
Michigan Amish Medical Board $51 - $581 28%
Molina $51 - $627 28%
Northern Michigan Mennonite Group $51 - $581 28%
Asr Physicians Care Network $77 - $989 43%
Cigna $80 - $1,236 45%
Nomi Health $82 - $1,149 46%
Employee Benefits Logistics $87 - $988 49%
Provider Network Of America/Hma Group Health $246 - $1,051 137%
Hospice Of Michigan $741 - $742 414%
Enterprise Group Planning Employee Benefit Plan $988 - $989 551%
First Health/Coventry Health/Community Care Network $988 - $989 551%
Medical Cost Savings Solution $988 - $989 551%
Three Rivers Provider Network $1,050 - $1,051 586%
Iba Health And Life Assurance Company $1,136 - $1,137 634%
Cofinity $1,149 641%
Preferred Medical Claim Solutions $1,173 - $1,174 655%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 14700 Lakeshore Drive, Charlevoix, MI 49720
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Critical Access Hospitals