CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Charlevoix Area Hospital

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70553
  • Insurance Median: $446
  • Cash Discount Price: $4,937
  • vs. Medicare Baseline: 1.25x Medicare
The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Charlevoix Area Hospital is $446. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,937. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 1.25x the Medicare baseline. Located in 14700 Lakeshore Drive, Charlevoix, MI.
Cash / Self-Pay
$4,937

Average discount available for prompt cash payment at this facility.

Insurance Median
$446

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)
Cash / Self-Pay: $4,937 (1385%)
Insurance Median: $446 (125%)
Cash: $4,937 (1385% of Medicare)
Ins. Median: $446 (125% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Mclaren Health Plan $69 - $5,407 19%
Meridian $69 - $246 19%
Priority Health $69 - $5,808 19%
UnitedHealthcare $69 - $5,047 19%
Blue Cross Blue Shield $70 - $5,365 20%
Aetna $103 - $5,245 29%
Blue Care Network $103 - $2,730 29%
Hap (Health Alliance Plan) $103 - $4,646 29%
Medicare (plans) $103 - $2,730 29%
Michigan Amish Medical Board $103 - $2,730 29%
Molina $103 - $2,948 29%
Northern Michigan Mennonite Group $103 - $2,730 29%
Asr Physicians Care Network $155 - $4,646 43%
Cigna $163 - $5,808 46%
Nomi Health $166 - $5,401 47%
Employee Benefits Logistics $176 - $4,641 49%
Provider Network Of America/Hma Group Health $489 - $4,937 137%
Hospice Of Michigan $3,485 978%
Enterprise Group Planning Employee Benefit Plan $4,646 1303%
First Health/Coventry Health/Community Care Network $4,646 1303%
Medical Cost Savings Solution $4,646 1303%
Three Rivers Provider Network $4,937 1385%
Iba Health And Life Assurance Company $5,343 1499%
Cofinity $5,401 1515%
Preferred Medical Claim Solutions $5,518 1548%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 14700 Lakeshore Drive, Charlevoix, MI 49720
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Critical Access Hospitals