CMS Price Transparency Data

Care planning with family

Facility: Sparrow Ionia Hospital

Billing Code: 90887 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90887
Insurance Median: $90
Cash Discount Price: $51
vs. Medicare Baseline: N/A Medicare

The contracted insurance negotiated median rate for a Care planning with family at Sparrow Ionia Hospital is $90. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $51. Compared to the federal Medicare reimbursement reference rate of N/A, this hospital’s rate is N/A the Medicare baseline. Located in 3565 S State Road, Ionia, MI.

Cash / Self-Pay

$51

Average discount available for prompt cash payment at this facility.

Insurance Median

$90

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

N/A

Standard federal government reimbursement rate for this code.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$34	N/A
Covenant Advantage	$34	N/A
Medicare (plans)	$34 - $36	N/A
Medigold	$34	N/A
Senior Community Care	$34	N/A
Humana	$35 - $109	N/A
Medicaid / KanCare	$55 - $62	N/A
Priority	$83	N/A
Blue Cross Blue Shield	$85 - $108	N/A
UnitedHealthcare	$104	N/A
Cigna	$107	N/A
Great West Healthcare	$107	N/A
Asr	$108	N/A
Blue Care Network	$108	N/A
Health Alliance Plan	$108	N/A
Cofinity	$109	N/A
Mclaren Commercial	$120	N/A

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $51.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90887.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sparrow Ionia Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90887.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.