CMS Price Transparency Data

X-ray, hand

Facility: Sparrow Ionia Hospital

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $78
Cash Discount Price: $56
vs. Medicare Baseline: 0.88x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Sparrow Ionia Hospital is $78. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $56. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 0.88x the Medicare baseline. Located in 3565 S State Road, Ionia, MI.

Cash / Self-Pay

$56

Average discount available for prompt cash payment at this facility.

Insurance Median

$78

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $56 (63%)

Insurance Median: $78 (88%)

Cash: $56 (63% of Medicare)

Ins. Median: $78 (88% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$5 - $98	6%
Medicare (plans)	$8 - $78	9%
Blue Cross Blue Shield	$13 - $184	15%
Aetna	$74 - $220	83%
Covenant Advantage	$74	83%
Medigold	$74	83%
Senior Community Care	$74	83%
Humana	$77 - $238	87%
Priority Health Medihmo	$89	100%
Priority	$180	202%
UnitedHealthcare	$226	254%
Cigna	$233	262%
Great West Healthcare	$233	262%
Asr	$235	264%
Blue Care Network	$235	264%
Health Alliance Plan	$235	264%
Cofinity	$238	268%
Mclaren Commercial	$262	295%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $56.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sparrow Ionia Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.