CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: University of Michigan Health-Sparrow Specialty Hospital

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 451
Insurance Median: $44,097
Cash Discount Price: $34,505
vs. Medicare Baseline: 1.88x Medicare

The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at University of Michigan Health-Sparrow Specialty Hospital is $44,097. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $34,505. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.88x the Medicare baseline. Located in 1215 E Michigan Ave, Lansing, MI.

Cash / Self-Pay

$34,505

Average discount available for prompt cash payment at this facility.

Insurance Median

$44,097

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)

Cash / Self-Pay: $34,505 (147%)

Insurance Median: $44,097 (188%)

Cash: $34,505 (147% of Medicare)

Ins. Median: $44,097 (188% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$24,071 - $28,501	102%
Aetna	$28,501 - $91,093	121%
Blue Cross Blue Shield	$28,501 - $47,424	121%
Ingham Health Plan	$28,501	121%
Workers Compensation	$40,992	174%
Medicare (plans)	$41,296 - $44,097	176%
Senior Community Care	$41,903	178%
Veterans Administration	$41,903	178%
Humana	$44,097	188%
Medigold	$44,097	188%
Blue Care Network	$69,659	296%
UnitedHealthcare	$89,713	382%
Mclaren Commercial	$89,961	383%
Cofinity	$103,515	440%
Great West Healthcare	$104,895	446%
Cigna	$109,312	465%
Asr	$110,416	470%
Health Alliance Plan	$110,416	470%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $34,505.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 451.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Michigan Health-Sparrow Specialty Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 451.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.