Mackinac Straits Hospital and Health Center
1140 N State Street, Saint Ignace, MI 49781 · 93 Priced Procedures · 87% Patient Recommendation
Typical commercial prices here are 48% below the fair benchmark (0.52×) after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Uniform Value Leader · Low-Cost Across Departments
Mackinac Straits Hospital and Health Center maintains low, disciplined commercial pricing across both routine shoppable procedures (0.5× Medicare, p50 0.44× Fair BaseRate) and emergency/ancillary services (1.2× Medicare, p75 0.79× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 48% below peer Fair BaseRate (0.52×)
- Self-pay cash beats commercial insurance on 80% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (74/100 safety score) with 87% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (74.0% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.52× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (0.7×) & laboratory (1.4×) services average 2.40× higher multiples than routine shoppable care (0.5×)
- Upper-quartile procedures (Q75 0.79×) jump +80% above the median procedure ratio (Q50 0.44×)
- Unnegotiated chargemaster list prices average 6.1× Medicare (32¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Mackinac Straits Hospital and Health Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 93 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $3,668 | 0.4× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $2,867 | 0.2× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $2,823 | 5.5× |
| Total hip replacement CPT Code: 27130 | $2,695 | 0.2× |
| Total knee replacement CPT Code: 27447 | $2,692 | 0.2× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $2,292 | 5.1× |
| MRI, knee or other leg joint CPT Code: 73721 | $2,149 | 5.8× |
| MRI, lower back (no contrast) CPT Code: 72148 | $1,654 | 4.9× |
| MRI, brain (no contrast) CPT Code: 70551 | $1,556 | 4.5× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $1,386 | 4.6× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $1,236 | 4.8× |
| CT scan, chest (no contrast) CPT Code: 71250 | $1,090 | 6.5× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $1,035 | 6.1× |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $1,014 | 6.0× |
| CT scan, head (with contrast) CPT Code: 70460 | $990 | 4.1× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $970 | 1.7× |
| CT scan, sinuses CPT Code: 70486 | $942 | 5.7× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $940 | 0.2× |
| CT scan, pelvis CPT Code: 72192 | $888 | 5.4× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $903 | 0.3× |
| CT scan, head (no contrast) CPT Code: 70450 | $732 | 4.6× |
| Rabies immune globulin HCPCS Code: 90375 | $735 | 2.3× |
| Inguinal hernia repair CPT Code: 49505 | $756 | 0.2× |
| X-ray, hand CPT Code: 73130 | $450 | 4.8× |
| Ultrasound, abdomen (limited) CPT Code: 76705 | $397 | 3.2× |
Audit a Bill or Quote at Mackinac Straits Hospital and Health Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $4,522
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (74.0% of gross = $4,522).
Self-Pay Cash Rate ($3,668) Beats Your Bill
Mackinac Straits Hospital and Health Center's published 45 CFR § 180 self-pay cash rate is $3,668 (vs. $3,668 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $8,223 Fair BaseRate ($5,676 Medicare)
Your entered amount is at or below the modeled Fair BaseRate benchmark ($8,223).
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (74.0% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare (47 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Mackinac Straits Hospital and Health Center.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.